Horace Mann Educators HMN Auto physical damage — Prior years paid

Similar metrics at other companies

CINFPersonal Auto — Prior accident years

$10M—

ALLPersonal auto injury coverage — Prior years

$675M—

ALLAuto Insurance Physical Damage Coverage — Total prior year reserve reestimates

-$64M+15.0%

ALLAuto Insurance Physical Damage Coverage — Prior year reserve reestimates

-$59.5M+30.2%

CINFPersonal Insurance — Prior accident years

-$7M+63.2%

CINFProperty and Casualty Insurance — Prior accident years

$967M+20.0%

Questions, answered.

What is Horace Mann Educators's auto physical damage — prior years paid?

Horace Mann Educators (HMN) reported auto physical damage — prior years paid of $0 in Q4 2025.

What does auto physical damage — prior years paid mean?

This metric tracks the total claims and adjustment expenses paid during the current period that relate to accidents occurring in previous years. It is a key indicator of how well the company estimated its reserves in prior periods. Consistent or decreasing payments for prior years suggest stable and reliable actuarial reserving processes.