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Allstate ALL Auto insurance - physical damage coverage — 1 year

Other product segments

Homeowners
66.5%-0.2%
Auto insurance - liability coverage
33.8%—

Similar metrics at other companies

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95%—
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KMPRCommercial Automobile Insurance—Physical Damage — Year 1
87.2%+1.8pp
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KMPRPreferred Personal Automobile Insurance—Physical Damage — Year 1
97.3%-0.1pp
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KMPRSpecialty Personal Automobile Insurance—Physical Damage — Year 1
94.7%+1.7pp
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HGTYAuto — Year 1
62%+0.7pp
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CNACommercial Auto — Year 1
22.6%-1.1pp

Other financials

Income statement

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Revenue$18.6B+11.8%
Net income$3.3B+55.1%
EPS (diluted)$12.51+61.2%

Balance sheet

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Cash & equivalents$840.0M-15.6%
Total debt$7.5B-7.4%
Total equity$33.7B+40.3%
Total assets$124.76B+7.6%

Cash flow

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Operating cash flow$2.6B+40.6%
CapEx$43.0M—
Free cash flow$2.6B+38.3%

Valuation

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Market cap$67.51B+23.9%
Enterprise value$74.17B+20.4%
P/E5.1×-4.3×
P/S1×+0.1×

Profitability

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Net margin18.9%+10.2pp
FCF margin17.5%+4.6pp

Returns & leverage

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Return on equity46%+18.8pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Allstate in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne.

The source filing: Allstate’s 10-K, filed February 20, 2026.

Filed
Feb 19, 2026, 7:00 PM EST
Fiscal year
FY2025
Accession
0000899051-26-000031
1 year2 years3 years4 years5 yearsAfter 5 years
Auto insurance – physical damage coverage93.1%7.2%(0.5)%(0.2)%—0.4%

Item 8. Financial Statements and Supplementary Data

FAQ

What is Allstate's auto insurance - physical damage coverage — 1 year?
Allstate (ALL) reported auto insurance - physical damage coverage — 1 year of 93.1% in Q4 2025.
How has Allstate's auto insurance - physical damage coverage — 1 year changed year-over-year?
Allstate's auto insurance - physical damage coverage — 1 year decreased by 0.0% year-over-year, from 93.1% to 93.1%.
What does auto insurance - physical damage coverage — 1 year mean?
This metric represents the one-year development of loss reserves for the physical damage segment, showing how the estimate of liabilities changes over a single annual period. It is a key measure of short-term reserving accuracy and the impact of recent claims experience on the balance sheet. It helps investors gauge the volatility of the company's underwriting results.

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