Allstate Auto Insurance Liability Coverage — 1 year increased by 1.5% to $0.34 in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 1.5%, from $0.33 to $0.34. This increase may warrant attention — for this metric, lower values are generally preferred.
Favorable one-year development suggests that initial reserve estimates were accurate or conservative.
This metric represents the one-year development of loss reserves for the auto liability segment, measuring the change in...
Standard actuarial test for reserve adequacy used across the insurance industry.
all_segment_auto_insurance_liability_coverage_1_year| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 0.4 | 0.4 | 0.4 | 0.3 | 0.3 |
| QoQ Change | — | -3.1% | -2.7% | -9.0% | +1.5% |
| YoY Change | — | -3.1% | -2.7% | -9.0% | +1.5% |