Kemper KMPR Preferred Personal Automobile Insurance—Liability — Year 1

Other product segments

Similar metrics at other companies

HMNAutomobile Liability — Year One

37.1%-0.1pp

HIGProfessional liability — 1st Year

5.3%0.0pp

HIGPersonal automobile physical damage — 1st Year

93.3%+1.4pp

AXSInsurance — Year 1

29.5%—

CNAOther Professional Liability and Management Liability — Year 1

6.4%-0.1pp

SIGIPersonal automobile — Short-duration insurance contracts, Historical claims duration, year one

57.6%-1.2pp

Questions, answered.

What is Kemper's preferred personal automobile insurance—liability — year 1?

Kemper (KMPR) reported preferred personal automobile insurance—liability — year 1 of 30.8% in Q4 2025.

How has Kemper's preferred personal automobile insurance—liability — year 1 changed year-over-year?

Kemper's preferred personal automobile insurance—liability — year 1 increased by 1.0% year-over-year, from 30.5% to 30.8%.

What does preferred personal automobile insurance—liability — year 1 mean?

This metric represents the performance or claim development data specifically for the first year of the policy or accident period within the preferred personal automobile liability segment. It is used to analyze early-stage loss emergence and the initial accuracy of underwriting assumptions. Comparing this across periods helps identify shifts in early-year loss trends.