Screener
Kemper KMPR Preferred Personal Automobile Insurance—Liability — Year 1
Other product segments
Similar metrics at other companies
Other financials
Where this comes from
Reported directly by Kemper in its filing.
Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne.
The source filing: Kemper’s 10-K, filed February 11, 2026.
- Filed
- Feb 10, 2026, 7:00 PM EST
- Fiscal year
- FY2025
- Accession
- 0000860748-26-000014
| Years | 1 | 2 | 3 | 4 | 5 |
| Specialty Personal Automobile Insurance—Liability | 37.2% | 77.0% | 89.6% | 94.3% | 96.8% |
| Specialty Personal Automobile Insurance—Physical Damage | 94.7 | 100.0 | 100.0 | 99.8 | 99.8 |
| Commercial Automobile Insurance—Liability | 19.1 | 46.6 | 65.6 | 79.2 | 91.6 |
| Commercial Automobile Insurance—Physical Damage | 87.2 | 100.0 | 100.0 | 100.0 | 100.0 |
| Non-Core Preferred Personal Automobile Insurance—Liability | 30.8 | 62.0 | 80.1 | 89.9 | 94.8 |
| Non-Core Preferred Personal Automobile Insurance—Physical Damage | 97.3 | 100.0 | 100.0 | 100.0 | 100.0 |
| Non-Core Homeowners Insurance | 67.5 | 93.0 | 97.1 | 98.4 | 98.8 |
Item 8. Financial Statements and Supplementary Data.
FAQ
- What is Kemper's preferred personal automobile insurance—liability — year 1?
- Kemper (KMPR) reported preferred personal automobile insurance—liability — year 1 of 30.8% in Q4 2025.
- How has Kemper's preferred personal automobile insurance—liability — year 1 changed year-over-year?
- Kemper's preferred personal automobile insurance—liability — year 1 increased by 1.0% year-over-year, from 30.5% to 30.8%.
- What does preferred personal automobile insurance—liability — year 1 mean?
- This metric represents the performance or claim development data specifically for the first year of the policy or accident period within the preferred personal automobile liability segment. It is used to analyze early-stage loss emergence and the initial accuracy of underwriting assumptions. Comparing this across periods helps identify shifts in early-year loss trends.
Ask your AI about Kemper's preferred personal automobile insurance—liability — year 1.
Connect your AI assistant and compare segments, right in your chat.
Connect your AI
Claude