Kemper KMPR Specialty Personal Automobile Insurance—Liability — Year 1
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Where this comes from
Reported directly by Kemper in its filing.
Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne.
The official record: Kemper’s 10-K, filed February 11, 2026, on SEC EDGAR. View the filing →
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Questions, answered.
- What is Kemper's specialty personal automobile insurance—liability — year 1?
- Kemper (KMPR) reported specialty personal automobile insurance—liability — year 1 of 37.2% in Q4 2025.
- How has Kemper's specialty personal automobile insurance—liability — year 1 changed year-over-year?
- Kemper's specialty personal automobile insurance—liability — year 1 decreased by 2.1% year-over-year, from 38% to 37.2%.
- What does specialty personal automobile insurance—liability — year 1 mean?
- This metric represents the development or loss experience for the specialty personal automobile liability segment during the first year following the accident year. It is a standard actuarial data point used to measure the initial maturity and reporting pattern of claims. Tracking year-one performance is vital for assessing the immediate accuracy of loss reserving and underwriting pricing.