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Allstate ALL Auto insurance - physical damage coverage — 5 years

Other product segments

Auto insurance - liability coverage
4.1%
Homeowners
0.7%-12.5%

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Other financials

Income statement

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Revenue$16.9B+3.0%
Net income$2.5B+313%
EPS (diluted)$9.25+338%

Balance sheet

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Cash & equivalents$697.0M-17.0%
Total debt$7.5B-7.4%
Total equity$31.6B+43.3%
Total assets$123.97B+7.7%

Cash flow

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Operating cash flow$3.6B+81.4%
CapEx$40.0M-56.5%
Free cash flow$3.5B+88.1%

Valuation

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Market cap$60.12B+15.3%
Enterprise value$66.91B+12.6%
P/E-8.0×
P/S0.9×+0.1×

Profitability

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Net margin17.8%+11.6pp
FCF margin16.9%+3.2pp

Returns & leverage

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Return on equity45.2%+25.4pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Allstate in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFive.

The official record: Allstate’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Allstate's auto insurance - physical damage coverage — 5 years?
Allstate (ALL) reported auto insurance - physical damage coverage — 5 years of 0% in Q4 2025.
What does auto insurance - physical damage coverage — 5 years mean?
This metric quantifies the liability for unpaid claims and claims adjustment expenses for auto physical damage coverage that is anticipated to be settled exactly five years after the claim occurrence. It represents the tail-end of the primary settlement cycle for physical damage insurance products. This data point is essential for assessing the company's ability to forecast long-term loss development patterns.