Allstate ALL Homeowners — 5 years

Other product segments

Similar metrics at other companies

SIGIHomeowners — Short-duration insurance contracts, historical claims duration, year five

1%0.0pp

MCYProperty insurance product line, homeowners' — Short-duration insurance contracts, historical claims duration, year five

1.4%-0.1pp

HMNHomeowners — Year Five

0.2%-0.2pp

SAFTHomeowners Liability — Shortduration Insurance Contracts Historical Claims Duration Year Five

10%—

SIGIHomeowners — Short-duration insurance contracts, historical claims duration, year ten

0%—

SIGIHomeowners — Short-duration insurance contracts, historical claims duration, year six

0.2%0.0pp

Questions, answered.

What is Allstate's homeowners — 5 years?

Allstate (ALL) reported homeowners — 5 years of 0.7% in Q4 2025.

How has Allstate's homeowners — 5 years changed year-over-year?

Allstate's homeowners — 5 years decreased by 12.5% year-over-year, from 0.8% to 0.7%.

What does homeowners — 5 years mean?

This metric measures the homeowners insurance liabilities and claims expected to be resolved within a five-year horizon. It provides insight into the long-tail nature of property insurance risks and the company's ability to forecast ultimate losses over a medium-to-long term period. This is critical for evaluating the long-term profitability and reserve strength of the homeowners segment.