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Allstate ALL Homeowners — Total prior year reserve reestimates

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HMNHomeowners — Prior years paid
$0
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CINFHomeowner — Prior accident years
-$15M+21.1%
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KMPRHomeowners — Property and Casualty Insurance Reserves, Net of Reinsurance
$17M-57.1%
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SIGIHomeowners — Incurred loss and loss expense for claims occurring in the prior year
$1.25M+457%
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CINFHomeowner — 2
27.1%+0.4pp
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HMNHomeowners — Incurred Claims and Allocated Claim Adjustment Expense, Net of Reinsurance
$1.47B+750%

Other financials

Income statement

See full
Revenue$16.9B+3.0%
Net income$2.5B+313%
EPS (diluted)$9.25+338%

Balance sheet

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Cash & equivalents$697.0M-17.0%
Total debt$7.5B-7.4%
Total equity$31.6B+43.3%
Total assets$123.97B+7.7%

Cash flow

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Operating cash flow$3.6B+81.4%
CapEx$40.0M-56.5%
Free cash flow$3.5B+88.1%

Valuation

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Market cap$60.12B+15.3%
Enterprise value$66.91B+12.6%
P/E-8.0×
P/S0.9×+0.1×

Profitability

See full
Net margin17.8%+11.6pp
FCF margin16.9%+3.2pp

Returns & leverage

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Return on equity45.2%+25.4pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Allstate in its filing.

Tagged under the XBRL concept all:PriorYearReserveEstimatesIncreaseDecrease.

The official record: Allstate’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Allstate's homeowners — total prior year reserve reestimates?
Allstate (ALL) reported homeowners — total prior year reserve reestimates of $8.5M in Q4 2025.
How has Allstate's homeowners — total prior year reserve reestimates changed year-over-year?
Allstate's homeowners — total prior year reserve reestimates increased by 108.6% year-over-year, from -$98.75M to $8.5M.
What is the long-term trend for Allstate's homeowners — total prior year reserve reestimates?
Over 4 years (2021 to 2025), Allstate's homeowners — total prior year reserve reestimates has grown at a -31.3% compound annual growth rate (CAGR), from -$153M to $34M.
What does homeowners — total prior year reserve reestimates mean?
This represents the aggregate impact of all reserve adjustments related to prior accident years for the homeowners segment. It consolidates various reestimates to show the net impact on current period earnings from historical claims activity.