Home Owners — Total prior year reserve reestimates
Allstate Home Owners — Total prior year reserve reestimates remained flat by 0.0% to $8.50M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 108.6%, from -$98.75M to $8.50M. Over 4 years (FY 2021 to FY 2025), Home Owners — Total prior year reserve reestimates shows an upward trend with a -31.3% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
Consistent negative adjustments (releases) generally signal strong underwriting discipline and accurate historical reserving.
Detailed definition
This represents the aggregate impact of all reserve adjustments related to prior accident years for the homeowners segme...
Peer comparison
Standard financial disclosure for P&C insurers to reconcile historical reserve performance.
all_segment_homeowners_total_prior_year_reserve_reestimatesHistorical Data
| FY'21 | FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|---|
| Value | -$153.00M | $194.00M | $102.00M | -$395.00M | $34.00M |
| YoY Change | — | +226.8% | -47.4% | -487.3% | +108.6% |
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Frequently Asked Questions
- What is Allstate's home owners — total prior year reserve reestimates?
- Allstate (ALL) reported home owners — total prior year reserve reestimates of $8.50M in Q4 2025.
- How has Allstate's home owners — total prior year reserve reestimates changed year-over-year?
- Allstate's home owners — total prior year reserve reestimates increased by 108.6% year-over-year, from -$98.75M to $8.50M.
- What is the long-term trend for Allstate's home owners — total prior year reserve reestimates?
- Over 4 years (2021 to 2025), Allstate's home owners — total prior year reserve reestimates has grown at a -31.3% compound annual growth rate (CAGR), from -$153.00M to $34.00M.
- What does home owners — total prior year reserve reestimates mean?
- The total net impact on current earnings from adjusting past claim reserve estimates.