What is Selective Insurance Group's homeowners — total?

Selective Insurance Group (SIGI) reported homeowners — total of $983.33M in Q4 2025.

How has Selective Insurance Group's homeowners — total changed year-over-year?

Selective Insurance Group's homeowners — total increased by 4.9% year-over-year, from $937.24M to $983.33M.

What does homeowners — total mean?

Represents the aggregate financial performance or total exposure volume for the homeowners insurance segment. This metric serves as a high-level summary of the segment's overall contribution to the company's financial position.

Selective Insurance Group (SIGI) Homeowners — Total

Screener

Other product segments

Commercial automobile

$5.09B+14.4%

General liability

$4.89B+15.6%

Commercial property

$2.45B+9.4%

Workers Compensation

$1.71B+1.1%

Casualty lines

$1.41B+13.2%

Personal automobile

$1.3B+5.7%

Businessowners’ policies

$720.6M+5.9%

Similar metrics at other companies

ALLHomeowners — Incurred claims and allocated claim adjustment expenses, net of recoverables

$39.14B+354%

HMNHomeowners — Incurred Claims and Allocated Claim Adjustment Expense, Net of Reinsurance

$1.47B+750%

SAFTHomeowners Liability — Shortduration Insurance Contracts Incurred Claims And Allocated Claim Adjustment Expense Net

10,238,800,000%+8,765,200,000pp

MCYProperty insurance product line, homeowners' — Incurred Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance

$5.06B+593%

KMPRHomeowners — Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31,

$525.1M+238%

CINFHomeowner — Cumulative incurred losses and ALAE as reported within the triangles, net of reinsurance

367,900,000,000%+283,700,000,000pp

Other financials

Income statement

See full

Revenue$1.4B+4.5%

Net income$129.4M+50.5%

EPS (diluted)$2.11+55.1%

Balance sheet

See full

Cash & equivalents$557.0K+56.0%

Total debt$903.2M-0.5%

Total equity$3.7B+8.7%

Total assets$15.6B+7.9%

Cash flow

See full

Operating cash flow$229.0M+37.2%

CapEx$14.1M+94.6%

Free cash flow$214.9M+34.6%

Valuation

See full

Market cap$5.77B+19.9%

Enterprise value$6.67B+16.6%

P/E11.6×-1.0×

P/S1.1×+0.1×

Profitability

See full

Net margin9.1%+1.6pp

FCF margin21.7%-0.4pp

Returns & leverage

See full

Return on equity14.2%+2.0pp

Debt / equity0.2×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet.

The source filing: Selective Insurance Group’s 10-K, filed February 9, 2026.

Filed: Feb 9, 2026, 5:15 PM EST
Fiscal year: FY2025
Accession: 0000230557-26-000006

Homeowners(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Accident Year	Homeowners(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2019	Homeowners(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2020	Homeowners(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2021	Homeowners(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2022	Homeowners(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2023	Homeowners(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2024	Homeowners(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / 2025	As of December 31, 2025 / IBNR	As of December 31, 2025 / Cumulative Number of Reported Claims
2019	64,306	72,772	73,816	73,070	72,856	72,003	71,954	151	7,013
2020		109,033	112,523	113,804	112,590	112,080	111,796	86	9,837
2021			82,425	83,295	84,189	81,852	82,638	108	6,933
2022				93,826	100,389	98,594	98,175	812	6,904
2023					137,029	143,481	143,117	2,310	8,031
2024						157,935	163,842	4,203	7,608
2025							114,932	25,305	4,421
						Total	983,327

Item 8. Financial Statements and Supplementary Data.

FAQ

What is Selective Insurance Group's homeowners — total?: Selective Insurance Group (SIGI) reported homeowners — total of $983.33M in Q4 2025.
How has Selective Insurance Group's homeowners — total changed year-over-year?: Selective Insurance Group's homeowners — total increased by 4.9% year-over-year, from $937.24M to $983.33M.
What does homeowners — total mean?: Represents the aggregate financial performance or total exposure volume for the homeowners insurance segment. This metric serves as a high-level summary of the segment's overall contribution to the company's financial position.