What is Selective Insurance Group's general liability — total?

Selective Insurance Group (SIGI) reported general liability — total of $4.89B in Q4 2025.

How has Selective Insurance Group's general liability — total changed year-over-year?

Selective Insurance Group's general liability — total increased by 15.6% year-over-year, from $4.23B to $4.89B.

What does general liability — total mean?

This metric represents the aggregate financial performance or total exposure associated with the general liability insurance segment. It serves as a comprehensive summary of the segment's contribution to the overall insurance portfolio. Investors use this to assess the scale and relative importance of general liability coverage within the company's broader product mix.

Selective Insurance Group (SIGI) General liability — Total

Screener

Other product segments

Commercial automobile

$5.09B+14.4%

Commercial property

$2.45B+9.4%

Workers Compensation

$1.71B+1.1%

Casualty lines

$1.41B+13.2%

Personal automobile

$1.3B+5.7%

Homeowners

$983.33M+4.9%

Businessowners’ policies

$720.6M+5.9%

Similar metrics at other companies

KGGeneral Liability — Incurred loss and LAE, net of reinsurance

111,127,700,000%+93,742,400,000pp

CNAGeneral Liability — Incurred claims and allocated claim adjustment expense, net

915,100,000,000%+788,000,000,000pp

HIGGeneral Liability — Cumulative Incurred for Accident Years Displayed in Triangles

$10.46B+630%

ORIGeneral Liability — Incurred Loss and Allocated Loss Adjustment Expenses, Net of Reinsurance (Undiscounted)

$1.48B+633%

TRVGeneral Liability — Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance (Audited for 2025)

2,560,500,000,000%+2,226,400,000,000pp

CBNorth America General Liability — Short-duration Insurance Contracts, Incurred Claims and Allocated Claim Adjustment Expense, Net

$44.13B+759%

Other financials

Income statement

See full

Revenue$1.4B+4.5%

Net income$129.4M+50.5%

EPS (diluted)$2.11+55.1%

Balance sheet

See full

Cash & equivalents$557.0K+56.0%

Total debt$903.2M-0.5%

Total equity$3.7B+8.7%

Total assets$15.6B+7.9%

Cash flow

See full

Operating cash flow$229.0M+37.2%

CapEx$14.1M+94.6%

Free cash flow$214.9M+34.6%

Valuation

See full

Market cap$5.77B+19.9%

Enterprise value$6.67B+16.6%

P/E11.6×-1.0×

P/S1.1×+0.1×

Profitability

See full

Net margin9.1%+1.6pp

FCF margin21.7%-0.4pp

Returns & leverage

See full

Return on equity14.2%+2.0pp

Debt / equity0.2×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet.

The source filing: Selective Insurance Group’s 10-K, filed February 9, 2026.

Filed: Feb 9, 2026, 5:15 PM EST
Fiscal year: FY2025
Accession: 0000230557-26-000006

General Liability(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Accident Year	General Liability(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2019	General Liability(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2020	General Liability(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2021	General Liability(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2022	General Liability(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2023	General Liability(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2024	General Liability(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / 2025	As of December 31, 2025 / IBNR	As of December 31, 2025 / Cumulative Number of Reported Claims
2019	347,150	356,363	358,301	366,184	362,139	365,212	356,223	51,148	11,972
2020		361,554	360,302	352,834	361,163	389,512	379,079	85,898	10,410
2021			422,748	414,279	414,204	463,259	457,107	133,447	11,574
2022				482,590	482,279	597,562	625,356	259,770	12,648
2023					541,559	608,632	622,150	346,654	12,351
2024						718,013	718,622	509,590	11,581
2025							858,272	769,164	9,055
						Total	4,893,554

Item 8. Financial Statements and Supplementary Data.

FAQ

What is Selective Insurance Group's general liability — total?: Selective Insurance Group (SIGI) reported general liability — total of $4.89B in Q4 2025.
How has Selective Insurance Group's general liability — total changed year-over-year?: Selective Insurance Group's general liability — total increased by 15.6% year-over-year, from $4.23B to $4.89B.
What does general liability — total mean?: This metric represents the aggregate financial performance or total exposure associated with the general liability insurance segment. It serves as a comprehensive summary of the segment's contribution to the overall insurance portfolio. Investors use this to assess the scale and relative importance of general liability coverage within the company's broader product mix.