How has Selective Insurance Group's commercial property — total changed year-over-year?

Selective Insurance Group's commercial property — total increased by 9.4% year-over-year, from $2.24B to $2.45B.

What does commercial property — total mean?

This metric represents the aggregate financial value or total volume of the commercial property insurance segment. It serves as a high-level indicator of the segment's overall footprint within the company's portfolio. Monitoring this total helps assess the strategic importance and market presence of commercial property offerings.

Selective Insurance Group (SIGI) Commercial property — Total

Screener

Other product segments

Commercial automobile

$5.09B+14.4%

General liability

$4.89B+15.6%

Workers Compensation

$1.71B+1.1%

Casualty lines

$1.41B+13.2%

Personal automobile

$1.3B+5.7%

Homeowners

$983.33M+4.9%

Businessowners’ policies

$720.6M+5.9%

Similar metrics at other companies

MCYProperty insurance product line, commercial property — Incurred Losses and Allocated Loss Adjustment Expenses, Net of Reinsurance

$714.2M+634%

LMNDProperty Insurance — Total incurred losses and ALAE, net

$718.3M+364%

CINFCommercial Property Segment — Cumulative incurred losses and ALAE as reported within the triangles, net of reinsurance

344,500,000,000%+265,900,000,000pp

GLREProperty — Net outstanding liabilities

$119.31M+154%

SAFTProperty And Casualty Commercial Automobile Insurance Product Line — Shortduration Insurance Contracts Incurred Claims And Allocated Claim Adjustment Expense Net

43,371,400,000%+37,790,200,000pp

ACGLProperty excluding property catastrophe — Incurred losses and allocated loss adjustment expenses, net of reinsurance

515,000,000,000%+393,800,000,000pp

Other financials

Income statement

See full

Revenue$1.4B+4.5%

Net income$129.4M+50.5%

EPS (diluted)$2.11+55.1%

Balance sheet

See full

Cash & equivalents$557.0K+56.0%

Total debt$903.2M-0.5%

Total equity$3.7B+8.7%

Total assets$15.6B+7.9%

Cash flow

See full

Operating cash flow$229.0M+37.2%

CapEx$14.1M+94.6%

Free cash flow$214.9M+34.6%

Valuation

See full

Market cap$5.77B+19.9%

Enterprise value$6.67B+16.6%

P/E11.6×-1.0×

P/S1.1×+0.1×

Profitability

See full

Net margin9.1%+1.6pp

FCF margin21.7%-0.4pp

Returns & leverage

See full

Return on equity14.2%+2.0pp

Debt / equity0.2×0.0×

Where this comes from

Reported directly by Selective Insurance Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsIncurredClaimsAndAllocatedClaimAdjustmentExpenseNet.

The source filing: Selective Insurance Group’s 10-K, filed February 9, 2026.

Filed: Feb 9, 2026, 5:15 PM EST
Fiscal year: FY2025
Accession: 0000230557-26-000006

Commercial Property(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Accident Year	Commercial Property(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2019	Commercial Property(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2020	Commercial Property(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2021	Commercial Property(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2022	Commercial Property(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2023	Commercial Property(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / Unaudited / 2024	Commercial Property(in thousands, except for claim counts) / Incurred Loss and Allocated Loss Expenses, Net of Reinsurance / 2025	As of December 31, 2025 / IBNR	As of December 31, 2025 / Cumulative Number of Reported Claims
2019	173,826	177,075	179,574	180,605	180,832	180,563	180,580	19	7,318
2020		232,060	225,278	226,107	226,915	226,058	226,197	27	10,158
2021			246,319	239,822	237,831	235,273	235,304	427	7,991
2022				297,318	296,974	290,405	290,241	(838)	8,872
2023					341,585	327,174	338,326	1,705	7,868
2024						388,200	364,649	2,809	7,618
2025							335,927	53,814	5,707
						Total	2,447,754

Item 8. Financial Statements and Supplementary Data.

FAQ

What is Selective Insurance Group's commercial property — total?: Selective Insurance Group (SIGI) reported commercial property — total of $2.45B in Q4 2025.
How has Selective Insurance Group's commercial property — total changed year-over-year?: Selective Insurance Group's commercial property — total increased by 9.4% year-over-year, from $2.24B to $2.45B.
What does commercial property — total mean?: This metric represents the aggregate financial value or total volume of the commercial property insurance segment. It serves as a high-level indicator of the segment's overall footprint within the company's portfolio. Monitoring this total helps assess the strategic importance and market presence of commercial property offerings.