Lemonade LMND Property Insurance — Total incurred losses and ALAE, net

Other product segments

Similar metrics at other companies

EGProperty Insurance — Ultimate incurred loss and allocated loss adjustment expenses, net of reinsurance

3,390,500,000,000%+2,915,100,000,000pp

WTMProperty and Accident & Health — Incurred Loss and LAE, Net of Reinsurance

$1.52B+316%

AFGProperty and casualty insurance — Incurred Claims and Allocated LAE, Net of Reinsurance

$28.8B+653%

FRHCProperty Damage — Incurred losses and LAE, net of reinsurance for the years ended March 31

$8.11M+95.7%

CINFCommercial Property Segment — Total liabilities for loss and ALAE, net of reinsurance

43,000,000,000%-3,900,000,000pp

ESN

ESNTProperty Insurance Product Line — Incurred Loss and Allocated LAE, For the Years Ended December 31,

$225.53M+31.2%

Questions, answered.

What is Lemonade's property insurance — total incurred losses and ALAE, net?

Lemonade (LMND) reported property insurance — total incurred losses and ALAE, net of $718.3M in Q4 2025.

How has Lemonade's property insurance — total incurred losses and ALAE, net changed year-over-year?

Lemonade's property insurance — total incurred losses and ALAE, net increased by 364.3% year-over-year, from $154.7M to $718.3M.

What does property insurance — total incurred losses and ALAE, net mean?

This metric represents the total financial obligation for claims and associated loss adjustment expenses incurred within the property insurance segment, net of reinsurance recoveries. It serves as a primary indicator of underwriting performance and the immediate cost of claims activity for the period. Monitoring this helps investors assess the profitability of the property insurance portfolio before accounting for operating expenses.