What is Lemonade's market cap?

Lemonade (LMND) has a market capitalization of $4.8B and trades on NYSE.

What is Lemonade's revenue and profitability?

Lemonade generated $844.7M in trailing twelve-month revenue with a net loss of $138.9M, representing a net margin of -16.4%, with free cash flow of -$99.1M. These figures are based on the Q1 2026 filing.

Who are Lemonade's competitors?

Lemonade's key competitors include Progressive, Trupanion, Root, Inc., and others. These companies compete in similar markets and product categories.

Who does Lemonade partner with?

Lemonade's notable partners include Aviva, BNP Paribas Cardif, Legal & General Group, and others.

What subsidiaries does Lemonade have?

Lemonade's subsidiaries include Metromile Insurance Company, Lemonade Insurance Company, Lemonade Insurance N.V., and others.

Where is Lemonade headquartered?

Lemonade is headquartered in United States of America and employs approximately 1,258 people. It has been publicly traded since 2020.

Lemonade

LMND

Lemonade is a digitally-native insurance provider that leverages artificial intelligence, behavioral economics, and a vertically-integrated technology stack to offer property and casualty insurance.

Market cap

$4.77B+79.5%

Revenue$844.7M+51.2%

Net income-$138.9M+36.1%

Free cash flow-$99.1M+22.8%

EPS (diluted)-$1.86+38.6%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q2 2026 report

July 29, 2026

Revenue$294.4MBeat by $3.4M EPS-$0.56Beat by $0.00

Read the full report

Next report

Date not yet announced

Financials

Q1 2026

Income statement

See full

Revenue$258.0M+70.6%

Net income-$35.8M+42.6%

EPS (diluted)-$0.47+45.3%

Balance sheet

See full

Cash & equivalents$386.5M+20.9%

Total debt$20.8M-4.6%

Total equity$518.0M-5.0%

Total assets$2.0B+5.5%

Cash flow

See full

Operating cash flow-$600.0K+98.7%

CapEx$3.5M+52.2%

Free cash flow-$4.1M+91.7%

Valuation & ratios

Valuation

See full

Market cap$4.76B+79.5%

Enterprise value$4.4B+90.7%

P/S5.6×+1.2×

Profitability

See full

Net margin-16.4%-6.0pp

Returns & leverage

See full

Return on equity-26.1%-5.5pp

Debt / equity0×0.0×

Segments

By segment

See full

Reportable Segment$258.0M+70.6%

Competitors

By market cap

Berkshire Hathaway$1.07T+3.3%

Progressive$125.44B-11.2%

Allstate$67.3B+32.3%

Lemonade$4.8B+67.2%

SiriusPoint$3.0B+32.5%

Universal Insurance Holdings$1.2B+88.2%

Trupanion$1.1B-48.9%

Root, Inc.$944.0M-48.3%

By revenue growth

Lemonade+51.2%

Universal Insurance Holdings+4.0%

Berkshire Hathaway+1.1%

By net margin

Berkshire Hathaway19.31%-2.5pp

Allstate17.77%+11.6pp

SiriusPoint15.57%+10.5pp

Universal Insurance Holdings13.49%+9.3pp

Progressive12.92%—

Root, Inc.3.7%-0.7pp

Trupanion1.74%+2.7pp

Lemonade-16.44%+22.5pp

Profile

Lemonade is a digitally-native insurance provider that leverages artificial intelligence, behavioral economics, and a vertically-integrated technology stack to offer property and casualty insurance. The company utilizes a unique business model designed to align interests with customers through its 'Giveback' program and a capital-light reinsurance strategy to minimize volatility.

Competitive position

A digital disruptor in the traditional insurance market, utilizing a high-efficiency AI-led model with a significantly higher customer-to-employee ratio than industry incumbents.

GeographiesUnited States, Germany, Netherlands, France, United Kingdom

Customer segmentsRetail consumers, First-time insurance buyers, Pet owners, Homeowners

Business modelB2C, Subscription-based, Direct-to-consumer, AI-driven platform

SuppliersReinsurance providers, Cloud infrastructure providers, Data providers, Payment processors

CustomersIndividual retail policyholders, Charitable organizations (via Giveback program)

CountryUnited States of America

Listed2020

Employees1.3K

CEODaniel Asher Schreiber

SectorFinancial Services

IndustryInsurance - Property & Casualty

Websitelemonade.com

FilingsSEC EDGAR

Ask your AI about Lemonade.

Connect your AI assistant and dig into the numbers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Lemonade's market cap?: Lemonade (LMND) has a market capitalization of $4.8B and trades on NYSE.
What is Lemonade's revenue and profitability?: Lemonade generated $844.7M in trailing twelve-month revenue with a net loss of $138.9M, representing a net margin of -16.4%, with free cash flow of -$99.1M. These figures are based on the Q1 2026 filing.
Who are Lemonade's competitors?: Lemonade's key competitors include Progressive, Trupanion, Root, Inc., and others. These companies compete in similar markets and product categories.
Who does Lemonade partner with?: Lemonade's notable partners include Aviva, BNP Paribas Cardif, Legal & General Group, and others.
What subsidiaries does Lemonade have?: Lemonade's subsidiaries include Metromile Insurance Company, Lemonade Insurance Company, Lemonade Insurance N.V., and others.
Where is Lemonade headquartered?: Lemonade is headquartered in United States of America and employs approximately 1,258 people. It has been publicly traded since 2020.