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Porch Group, Inc.

PRCH

Porch Group is a vertical software and insurance technology company that provides a comprehensive platform for the homebuying and homeownership journey.

Market cap
$1.9B+18.2%
Revenue$520.4M+19.5%
Net income-$13.4M+65.5%
Free cash flow$95.6M+433%
EPS (diluted)-$0.12+73.9%
Trailing twelve months · change vs. prior year

Earnings

Next report

Nov 4, 2026 (in a month)
Revenue estimate$135.0M
EPS estimate-$0.01

Financials

Q2 2026

Income statement

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Revenue$140.9M+18.1%
Gross profit$87.6M+15.4%
Operating income-$4.1M-181%
Net income$5.6M+117%
EPS (diluted)$0.05—

Balance sheet

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Cash & equivalents$195.6M+4.1%
Total debt$405.3M+2.8%
Total equity-$11.8M+59.6%
Total assets$819.0M+6.3%

Cash flow

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Operating cash flow$41.3M+16.0%
CapEx$372.0K+80.6%
Free cash flow$40.9M+15.6%

Valuation & ratios

Valuation

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Market cap$1.9B+18.2%
Enterprise value$2.11B+8.5%
P/S3.7×-0.3×

Profitability

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Gross margin72.5%+6.0pp
Operating margin7.8%—
Net margin-2.6%—
FCF margin18.4%—

Returns & leverage

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Current ratio1.4×-0.3×

Segments

By segment

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Insurance Services$92.9M+37.9%
Reciprocal Segment$92.0M+66.0%
Software & Data$23.1M-3.9%
Consumer Services$18.1M+2.7%

By product

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Recurring$124.4M—
Insurance carrier$59.6M—
Transactional$9.8M—

Competitors

Profile

Porch Group is a vertical software and insurance technology company that provides a comprehensive platform for the homebuying and homeownership journey. The company leverages proprietary property data to offer advantaged insurance underwriting, home warranty products, and a suite of moving and home maintenance services. Its core value proposition centers on simplifying home transitions while utilizing unique data insights to improve risk assessment and pricing for homeowners insurance.

Competitive position

A leading provider of home inspection software and property data insights with visibility into approximately 90% of U.S. homes.

GeographiesUnited States, Mexico, India
Customer segmentsHome services companies, Financial institutions, Individual consumers
Business modelSubscription SaaS, Transactional SaaS, Marketplace, B2B2C, Insurance Management Fees
SuppliersThird-party reinsurance companies, Data brokers, Cloud infrastructure providers, Independent software developers
CustomersHomebuyers, Independent insurance agencies, Real estate settlement agents, Loan officers
Listed2020
Employees864.0
CEOMatthew Ehrlichman
Websiteporch.com
FilingsSEC EDGAR

FAQ

What is Porch Group, Inc.'s market cap?
Porch Group, Inc. (PRCH) has a market capitalization of $1.9B and trades on NASDAQ.
What is Porch Group, Inc.'s revenue and profitability?
Porch Group, Inc. generated $520.4M in trailing twelve-month revenue with a net loss of $13.4M, representing a net margin of -2.6%. Gross margin stands at 72.5%, with free cash flow of $95.6M. The latest reported period is Q2 2026.
Who are Porch Group, Inc.'s competitors?
Porch Group, Inc.'s key competitors include Angi, Lemonade, Verisk Analytics, Inc. Common Stock, and others. These companies compete in similar markets and product categories.
Who does Porch Group, Inc. partner with?
Porch Group, Inc.'s notable partners include Aon, Google.
What subsidiaries does Porch Group, Inc. have?
Porch Group, Inc.'s subsidiaries include Homeowners of America (HOA), HireAHelper, Floify, and others.
Where is Porch Group, Inc. headquartered?
Porch Group, Inc. is headquartered in United States of America and employs approximately 864 people. It has been publicly traded since 2020.