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Segments

By segment

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Insurance Services$81.19M+40.3%
Reciprocal Segment$22.7M-28.0%
Software & Data$17.42M-4.1%
Consumer Services$15.28M+0.3%

Other financials

Income statement

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Revenue$140.9M+18.1%
Operating income-$4.1M-181%
Net income$5.6M+117%
EPS (diluted)$0.05

Balance sheet

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Cash & equivalents$195.6M+4.1%
Total debt$405.3M+2.8%
Total equity-$11.8M+59.6%
Total assets$819.0M+6.3%

Cash flow

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Operating cash flow$41.3M+16.0%
CapEx$372.0K+80.6%
Free cash flow$40.9M+15.6%

Valuation

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Market cap$1.75B+15.9%
Enterprise value$1.96B+14.2%
P/S3.4×-0.1×

Profitability

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Gross margin72.5%+6.0pp
Operating margin7.8%
Net margin-2.6%
FCF margin18.4%

Returns & leverage

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Return on equity-144.9%-188pp
Debt / equity9.7×+7.6×
Current ratio1.4×-0.3×

Where this comes from

Reported directly by Porch Group, Inc. in its filing.

Tagged under the XBRL concept us-gaap:GrossProfit.

The source filing: Porch Group, Inc.’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 5:11 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q3 2026
Accession
0001784535-26-000048
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Revenue$140,882$126,077$262,005$230,822
Cost of revenue53,30243,42283,57782,719
Gross profit87,58082,655178,428148,103
Operating expenses:
Selling and marketing41,33233,64081,39663,156
Product and technology14,67613,07627,70726,277
General and administrative35,68530,89061,62354,887
Operating income (loss)(4,113)5,0497,7023,783

Item 1. Financial Statements

FAQ

What is Porch Group, Inc.'s gross profit?
Porch Group, Inc. (PRCH) reported gross profit of $87.58M in Q2 2026.
How has Porch Group, Inc.'s gross profit changed year-over-year?
Porch Group, Inc.'s gross profit increased by 15.4% year-over-year, from $75.87M to $87.58M.
What is the long-term trend for Porch Group, Inc.'s gross profit?
Over 4 years (2021 to 2025), Porch Group, Inc.'s gross profit has grown at a 26.3% compound annual growth rate (CAGR), from $133.71M to $339.99M.
What does gross profit mean?
Revenue minus cost of revenue — the profit available to cover operating expenses, representing the company's pricing power and production efficiency.

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