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Porch Group, Inc. PRCH Operating Income

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Other financials

Income statement

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Revenue$140.9M+18.1%
Gross profit$87.6M+15.4%
Net income$5.6M+117%
EPS (diluted)$0.05

Balance sheet

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Cash & equivalents$195.6M+4.1%
Total debt$405.3M+2.8%
Total equity-$11.8M+59.6%
Total assets$819.0M+6.3%

Cash flow

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Operating cash flow$41.3M+16.0%
CapEx$372.0K+80.6%
Free cash flow$40.9M+15.6%

Valuation

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Market cap$1.75B+4.8%
Enterprise value$1.96B+4.5%
P/S3.4×-0.5×

Profitability

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Gross margin72.5%+6.0pp
Operating margin7.8%
Net margin-2.6%
FCF margin18.4%

Returns & leverage

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Return on equity-144.9%-188pp
Debt / equity9.7×+7.6×
Current ratio1.4×-0.3×

Where this comes from

Reported directly by Porch Group, Inc. in its filing.

Tagged under the XBRL concept us-gaap:OperatingIncomeLoss.

The source filing: Porch Group, Inc.’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 5:11 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q3 2026
Accession
0001784535-26-000048
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Selling and marketing41,33233,64081,39663,156
Product and technology14,67613,07627,70726,277
General and administrative35,68530,89061,62354,887
Operating income (loss)(4,113)5,0497,7023,783
Other income (expense):
Interest expense(14,775)(12,056)(29,381)(23,302)
Change in fair value of private warrant liability(2,878)(3,610)
Change in fair value of derivatives86012,8532,62719,526

Item 1. Financial Statements

FAQ

What is Porch Group, Inc.'s operating income?
Porch Group, Inc. (PRCH) reported operating income of -$4.11M in Q2 2026.
How has Porch Group, Inc.'s operating income changed year-over-year?
Porch Group, Inc.'s operating income decreased by 181.5% year-over-year, from $5.05M to -$4.11M.
What is the long-term trend for Porch Group, Inc.'s operating income?
Over 3 years (2021 to 2025), Porch Group, Inc.'s operating income has grown at a -24.1% compound annual growth rate (CAGR), from -$83.56M to $36.57M.
What does operating income mean?
Gross profit minus all operating expenses (SG&A, R&D, D&A). Measures the profit from core business operations before interest, taxes, and non-operating items.

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