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Porch Group, Inc. PRCH Reciprocal Segment — Gross Profit

Other segment segments

Insurance Services
$81.19M+40.3%
Software & Data
$17.42M-4.1%
Consumer Services
$15.28M+0.3%

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Other financials

Income statement

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Revenue$140.9M+18.1%
Gross profit$87.6M+15.4%
Operating income-$4.1M-181%
Net income$5.6M+117%
EPS (diluted)$0.05

Balance sheet

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Cash & equivalents$195.6M+4.1%
Total debt$405.3M+2.8%
Total equity-$11.8M+59.6%
Total assets$819.0M+6.3%

Cash flow

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Operating cash flow$41.3M+16.0%
CapEx$372.0K+80.6%
Free cash flow$40.9M+15.6%

Valuation

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Market cap$1.75B+4.8%
Enterprise value$1.96B+4.5%
P/S3.4×-0.5×

Profitability

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Gross margin72.5%+6.0pp
Operating margin7.8%
Net margin-2.6%
FCF margin18.4%

Returns & leverage

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Return on equity-144.9%-188pp
Debt / equity9.7×+7.6×
Current ratio1.4×-0.3×

Where this comes from

Reported directly by Porch Group, Inc. in its filing.

Tagged under the XBRL concept us-gaap:GrossProfit.

The source filing: Porch Group, Inc.’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 5:11 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q3 2026
Accession
0001784535-26-000048
Line itemInsurance ServicesSoftware & DataConsumer ServicesReciprocal SegmentTotal
Total consolidated revenue$140,882
Less:
Cost of revenue(11,736)(5,663)(2,849)(36,927)
Segment Gross Profit$81,189$17,424$15,281$22,697$136,591
Add (Subtract):
Selling and marketing(9,757)
Product and technology(3,038)
General and administrative(27,316)

Item 1. Financial Statements

FAQ

What is Porch Group, Inc.'s reciprocal segment — gross profit?
Porch Group, Inc. (PRCH) reported reciprocal segment — gross profit of $22.7M in Q2 2026.
How has Porch Group, Inc.'s reciprocal segment — gross profit changed year-over-year?
Porch Group, Inc.'s reciprocal segment — gross profit decreased by 28.0% year-over-year, from $31.51M to $22.7M.
What is the long-term trend for Porch Group, Inc.'s reciprocal segment — gross profit?
Over 2 years (2023 to 2025), Porch Group, Inc.'s reciprocal segment — gross profit has grown at a 276.3% compound annual growth rate (CAGR), from $9.11M to $129.05M.
What does reciprocal segment — gross profit mean?
Calculated as total revenue minus the cost of revenue for the Reciprocal segment. It serves as a primary indicator of the segment's fundamental profitability before accounting for operating expenses.

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