What is HCI Group's market cap?

HCI Group (HCI) has a market capitalization of $2.2B and trades on NYSE.

What is HCI Group's revenue and profitability?

HCI Group generated $927.4M in trailing twelve-month revenue with net income of $313.1M, representing a net margin of 33.8%, with free cash flow of $429.0M. These figures are based on the Q1 2026 filing.

Who are HCI Group's competitors?

HCI Group's key competitors include Universal Insurance Holdings, Inc., Progressive Corporation, Allstate Corporation, and others. These companies compete in similar markets and product categories.

Who does HCI Group partner with?

HCI Group's notable partners include Citizens Property Insurance Corporation.

What subsidiaries does HCI Group have?

HCI Group's subsidiaries include Exzeo Group, Inc., Homeowners Choice Property & Casualty Insurance Company, Inc., TypTap Insurance Company.

Where is HCI Group headquartered?

HCI Group is headquartered in United States of America and employs approximately 578 people. It has been publicly traded since 2008.

HCI Group

HCI

HCI Group, Inc. is a diversified financial services holding company primarily focused on property and casualty insurance.

Market cap

$2.25B+38.9%

Revenue$927.4M+22.1%

Net income$313.1M+134%

Free cash flow$429.0M+27.3%

EPS (diluted)$22.78+120%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q1 2026 report

May 6, 2026

Revenue$242.9MMiss by $2.2M EPS$5.45Beat by $0.32

Read the full report

Next report

Aug 6, 2026 (In 1 week)

Revenue estimate$247.4M

EPS estimate$5.04

Financials

Q1 2026

Income statement

See full

Revenue$242.9M+12.2%

Net income$73.4M+5.3%

EPS (diluted)$5.45+1.9%

Balance sheet

See full

Cash & equivalents$1.0B+34.4%

Total equity$1.1B+108%

Total assets$2.6B+13.2%

Cash flow

See full

Operating cash flow$148.8M-8.1%

CapEx$335.0K-80.7%

Free cash flow$148.5M-7.4%

Valuation & ratios

Valuation

See full

Market cap$2.25B+38.9%

P/E7.2×-3.8×

P/S2.4×+0.4×

Profitability

See full

Net margin33.8%+16.2pp

FCF margin46.3%+1.9pp

Returns & leverage

See full

Return on equity38.8%+9.8pp

Segments

By segment

See full

Insurance Operation$211.9M+3.6%

Reciprocal Exchange Operation$28.5M+123%

Corporate And Other$6.7M+22.8%

Real Estate Operations$4.2M+47.7%

Competitors

By market cap

Progressive$125.44B-11.2%

Allstate$67.3B+32.3%

Guidewire Software$12.4B-35.0%

HCI Group$2.2B+40.7%

Universal Insurance Holdings$1.2B+88.2%

Employers Holdings$905.9M-17.6%

Tiptree Inc.$678.1M-17.2%

EZR

Reliance Global Group, Inc.$1.7M—

By revenue growth

Guidewire Software+24.9%

HCI Group+22.1%

Allstate+4.4%

Universal Insurance Holdings+4.0%

Employers Holdings+0.4%

Tiptree Inc.-47.7%

By net margin

HCI Group33.76%+16.2pp

Allstate17.77%+11.6pp

Universal Insurance Holdings13.49%+9.3pp

Progressive12.92%—

Guidewire Software11.25%+10.2pp

Employers Holdings6.91%-8.6pp

Tiptree Inc.2.44%+36.0pp

Profile

HCI Group, Inc. is a diversified financial services holding company primarily focused on property and casualty insurance. The company leverages a proprietary technology platform to optimize underwriting and claims processing while maintaining a significant presence in the Florida homeowners' insurance market. Beyond insurance, the company manages reciprocal insurance exchanges and operates a commercial real estate portfolio.

Competitive position

HCI is a vertically integrated insurance provider that differentiates itself through proprietary data analytics and a significant market share in the Florida homeowners' insurance sector.

GeographiesUnited States, Florida, Bermuda

Customer segmentsConsumers, Commercial Enterprises, Insurance Carriers

Business modelInsurance Underwriting, SaaS, Asset Management, Professional Services

SuppliersThird-party reinsurers, Independent insurance agents, Data providers, Software developers

CustomersIndividual homeowners, Commercial property owners, Unaffiliated insurance carriers, Retail and office tenants

CountryUnited States of America

Listed2008

Employees578.0

CEOPareshbhai Suryakant Patel

SectorFinancial Services

IndustryInsurance - Property & Casualty

Websitehcigroup.com

FilingsSEC EDGAR

Ask your AI about HCI Group.

Connect your AI assistant and dig into the numbers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is HCI Group's market cap?: HCI Group (HCI) has a market capitalization of $2.2B and trades on NYSE.
What is HCI Group's revenue and profitability?: HCI Group generated $927.4M in trailing twelve-month revenue with net income of $313.1M, representing a net margin of 33.8%, with free cash flow of $429.0M. These figures are based on the Q1 2026 filing.
Who are HCI Group's competitors?: HCI Group's key competitors include Universal Insurance Holdings, Inc., Progressive Corporation, Allstate Corporation, and others. These companies compete in similar markets and product categories.
Who does HCI Group partner with?: HCI Group's notable partners include Citizens Property Insurance Corporation.
What subsidiaries does HCI Group have?: HCI Group's subsidiaries include Exzeo Group, Inc., Homeowners Choice Property & Casualty Insurance Company, Inc., TypTap Insurance Company.
Where is HCI Group headquartered?: HCI Group is headquartered in United States of America and employs approximately 578 people. It has been publicly traded since 2008.