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Guidewire Software

GWRE

Guidewire Software provides a mission-critical technology platform for the property and casualty (P&C) insurance industry.

Market cap
$11.24B-40.7%
Revenue$1.4B+24.9%
Net income$159.8M+1,192%
Free cash flow$337.3M+37.2%
EPS (diluted)$1.85+1,323%
Trailing twelve months · change vs. prior year

Earnings

Next report

Sep 3, 2026 (in 2 months)
Revenue estimate$402.8M
EPS estimate$0.94

Financials

Q3 2026

Income statement

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Revenue$372.5M+26.9%
Gross profit$236.6M+29.5%
Operating income$30.6M+586%
Net income$16.5M-64.2%
EPS (diluted)$0.19-64.8%

Balance sheet

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Cash & equivalents$294.6M-42.4%
Total debt$27.0M-18.1%
Total equity$1.3B-3.3%
Total assets$2.5B+1.9%

Cash flow

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Operating cash flow$61.2M+89.1%
CapEx$1.8M+152%
Free cash flow$59.4M+87.7%

Valuation & ratios

Valuation

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Market cap$11.24B-40.7%
Enterprise value$10.98B-42.8%
P/E70.3×
P/S7.9×-9.4×

Profitability

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Gross margin64%+1.9pp
Operating margin8.2%
Net margin11.2%
FCF margin23.7%+2.1pp

Returns & leverage

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Return on equity11.9%
Debt / equity0.0×
Current ratio2.4×-0.8×

Segments

By geography

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Total EMEA$52.8M+24.6%
Total APAC$32.5M+27.9%
Other Americas$4.8M+68.9%

By product

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Subscription$232.1M+39.4%
Services$71.8M+31.9%
Support$12.6M-17.9%

By segment

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Reportable Segment$372.5M+26.9%

Competitors

Profile

Guidewire Software provides a mission-critical technology platform for the property and casualty (P&C) insurance industry. The company offers a comprehensive suite of cloud-based applications that integrate core systems of record with digital engagement, analytics, and AI capabilities to help insurers innovate and operate efficiently.

Competitive position

Guidewire is a leading provider of core P&C insurance software, transitioning from a legacy on-premise provider to a dominant cloud-native platform player.

GeographiesAmericas, EMEA, APAC
Customer segmentsProperty and Casualty Insurers, Managing General Agents, Enterprise Financial Services
Business modelSubscription SaaS, Cloud-based platform, Professional Services, Term Licensing
SuppliersAmazon Web Services (AWS), Public cloud infrastructure providers, Third-party data providers, Regulatory bodies (ISO, NCCI)
CustomersGlobal P&C insurance carriers, Regional insurance providers, Managing general agents, Insurance policyholders
Listed2012
Employees1.4K
CEOMichael George Rosenbaum
FilingsSEC EDGAR

Questions, answered.

What is Guidewire Software's market cap?
Guidewire Software (GWRE) has a market capitalization of $11.2B and trades on NYSE.
What is Guidewire Software's revenue and profitability?
Guidewire Software generated $1.4B in trailing twelve-month revenue with net income of $159.8M, representing a net margin of 11.2%. Gross margin stands at 64.0%, with free cash flow of $337.3M. These figures are based on the Q2 2026 filing.
Who are Guidewire Software's competitors?
Guidewire Software's key competitors include Salesforce, ServiceNow, SAP SE, and others. These companies compete in similar markets and product categories.
Who does Guidewire Software partner with?
Guidewire Software's notable partners include Amazon Web Services, Salesforce.
What subsidiaries does Guidewire Software have?
Guidewire Software's subsidiaries include HazardHub, Cyence.
Where is Guidewire Software headquartered?
Guidewire Software is headquartered in United States of America and employs approximately 1,354 people. It has been publicly traded since 2012.