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HCI Group HCI Insurance Operation — Revenue

Other segment segments

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$4.57M+30.7%

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Other financials

Income statement

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Revenue$246.7M+11.1%
Net income$73.8M+11.5%
EPS (diluted)$5.60+8.1%

Balance sheet

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Cash & equivalents$872.3M-7.9%
Total debt$997.0K-20.2%
Total equity$1.1B+42.4%
Total assets$2.6B+12.6%

Cash flow

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Operating cash flow$125.1M-13.7%
CapEx$290.0K-44.4%
Free cash flow$124.8M-13.6%

Valuation

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Market cap$2.31B+43.0%
P/E7.2×-3.9×
P/S2.4×+0.3×

Profitability

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Net margin33.7%+14.9pp
FCF margin43%-19.1pp

Returns & leverage

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Return on equity34.9%+10.7pp
Debt / equity0.0×

Where this comes from

Reported directly by HCI Group in its filing.

Tagged under the XBRL concept us-gaap:Revenues.

The source filing: HCI Group’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-340280
For Three Months Ended June 30, 2026Insurance OperationsExzeoReciprocal Exchange OperationsReal Estate (a)Corporate/Other (b)Reclassification/ EliminationConsolidated
Net income from investment portfolio15,7922,9631,5341,614(1,048)20,855
Policy fee income1,487300(136)1,651
Other4,34457,787(110)4,5675,630(67,083)5,135
Total revenue216,69960,75025,3604,5677,544(68,267)246,653
Expenses
Losses and loss adjustment expenses84,6979,308(22,929)71,076
Amortization of deferred policy acquisition costs27,7802,66430,444
Other policy acquisition expenses15,55710,0394,5173,228(31,439)1,902

Item 1 – Financial Statements

FAQ

What is HCI Group's insurance operation — revenue?
HCI Group (HCI) reported insurance operation — revenue of $216.7M in Q2 2026.
How has HCI Group's insurance operation — revenue changed year-over-year?
HCI Group's insurance operation — revenue increased by 5.3% year-over-year, from $205.74M to $216.7M.
What is the long-term trend for HCI Group's insurance operation — revenue?
Over 2 years (2022 to 2025), HCI Group's insurance operation — revenue has grown at a 29.2% compound annual growth rate (CAGR), from $500.15M to $834.43M.
What does insurance operation — revenue mean?
This is the total top-line revenue generated by the insurance segment, aggregating premiums, investment income, and service fees. It serves as the primary gauge for the overall scale and financial performance of the insurance business unit.

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