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Allstate ALL Property and casualty insurance premiums — Direct Premiums Earned

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Other financials

Income statement

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Revenue$16.9B+3.0%
Net income$2.5B+313%
EPS (diluted)$9.25+338%

Balance sheet

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Cash & equivalents$697.0M-17.0%
Total debt$7.5B-7.4%
Total equity$31.6B+43.3%
Total assets$123.97B+7.7%

Cash flow

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Operating cash flow$3.6B+81.4%
CapEx$40.0M-56.5%
Free cash flow$3.5B+88.1%

Valuation

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Market cap$60.12B+15.3%
Enterprise value$66.91B+12.6%
P/E-8.0×
P/S0.9×+0.1×

Profitability

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Net margin17.8%+11.6pp
FCF margin16.9%+3.2pp

Returns & leverage

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Return on equity45.2%+25.4pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Allstate in its filing.

Tagged under the XBRL concept us-gaap:DirectPremiumsEarned.

The official record: Allstate’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Allstate's property and casualty insurance premiums — direct premiums earned?
Allstate (ALL) reported property and casualty insurance premiums — direct premiums earned of $15.63B in Q4 2025.
How has Allstate's property and casualty insurance premiums — direct premiums earned changed year-over-year?
Allstate's property and casualty insurance premiums — direct premiums earned increased by 7.4% year-over-year, from $14.56B to $15.63B.
What is the long-term trend for Allstate's property and casualty insurance premiums — direct premiums earned?
Over 4 years (2021 to 2025), Allstate's property and casualty insurance premiums — direct premiums earned has grown at a 9.2% compound annual growth rate (CAGR), from $43.94B to $62.51B.
What does property and casualty insurance premiums — direct premiums earned mean?
This metric represents the total premiums earned by the property and casualty insurance segment from policies directly underwritten and issued by the company. It serves as a primary indicator of the company's top-line growth and market penetration within its core insurance business. By excluding reinsurance assumed, it isolates the revenue generated from the company's direct customer relationships and agency distribution network.