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U-Haul Holding UHAL Property Liability And Casualty Insurance — Direct Premiums Earned

Other product segments

Accident And Health Insurance
$23.31M-27.7%
Investments
$6K-97.6%

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$176.26M-3.3%
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RLICasualty — Direct Premiums Earned
$281.85M+11.6%

Other financials

Income statement

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Revenue$1.7B+3.2%
Gross profit$1.4B+3.5%
Operating income$250.6M-2.6%
Net income$122.9M-13.6%
EPS (diluted)$0.11-76.7%

Balance sheet

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Cash & equivalents$1.1B+25.1%
Total debt$8.1B+11.7%
Total equity$7.7B0.0%
Total assets$21.7B+3.9%

Cash flow

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Operating cash flow$630.3M+5.3%
CapEx$822.4M-10.3%
Free cash flow-$192.1M+39.6%

Valuation

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Market cap$14.48B+30.2%
Enterprise value$21.53B+22.8%
P/E35.5×
P/S2.4×+0.5×

Profitability

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Gross margin95.9%-0.1pp
Operating margin8.5%-4.9pp
Net margin7.9%-3.8pp
FCF margin-20.3%-5.1pp

Returns & leverage

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Return on equity6.1%-3.8pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by U-Haul Holding in its filing.

Tagged under the XBRL concept us-gaap:DirectPremiumsEarned.

The source filing: U-Haul Holding’s 10-K, filed May 27, 2026.

Filed
May 27, 2026, 4:03 PM EDT
Fiscal year
FY2025
Accession
0001193125-26-241850
Year ended March 31, 2026Direct Amount (a)Ceded to Other CompaniesAssumedfrom Other CompaniesNet Amount (a)Percentageof Amount Assumed to Net
Life insurance in force$$791,894$47$187,335979,18219%
Premiums earned:
Life$$42,408$2$3,02745,4337%
Accident and health23,3082511,96035,24334%
Annuity629530198%
Property and casualty105,119105,119
Total$$170,841$27$15,282186,096
Year ended March 31, 2025

Item 16. Form 10-K Summary

FAQ

What is U-Haul Holding's property liability and casualty insurance — direct premiums earned?
U-Haul Holding (UHAL) reported property liability and casualty insurance — direct premiums earned of $26.28M in Q1 2026.
How has U-Haul Holding's property liability and casualty insurance — direct premiums earned changed year-over-year?
U-Haul Holding's property liability and casualty insurance — direct premiums earned increased by 6.3% year-over-year, from $24.73M to $26.28M.
What is the long-term trend for U-Haul Holding's property liability and casualty insurance — direct premiums earned?
Over 4 years (2021 to 2025), U-Haul Holding's property liability and casualty insurance — direct premiums earned has grown at a 4.1% compound annual growth rate (CAGR), from $89.67M to $105.12M.
What does property liability and casualty insurance — direct premiums earned mean?
Represents the total premiums earned by the insurance segment from policies issued directly to customers before any reinsurance transactions. This metric reflects the gross volume of insurance business underwritten by the company within its property and casualty division. It serves as a primary indicator of the segment's market reach and customer demand for its insurance products.

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