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RLI RLI Property Insurance — Direct Premiums Earned

Other segment segments

Casualty
$1.13B+11.6%
Surety Insurance
$161.54M+3.5%

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EGTotal property and liability insurance premiums earned — Premiums earned, Direct
$1.23B-1.1%
Jackson Financial logo
JXNDirect premiums earned
$83.5M-1.5%

Other financials

Income statement

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Revenue$423.9M+4.0%
Net income$54.9M-13.2%
EPS (diluted)$0.60-11.8%

Balance sheet

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Cash & equivalents$49.1M+81.5%
Total debt$364.4M+218%
Total equity$1.8B+12.0%
Total assets$6.4B+11.7%

Cash flow

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Operating cash flow$42.8M-58.6%
CapEx$1.1M+0.9%
Free cash flow$41.8M-59.2%

Valuation

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Market cap$4.88B-28.9%

Profitability

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Net margin20.8%+4.6pp
FCF margin28.9%-5.1pp

Returns & leverage

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Return on equity23.2%+5.2pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by RLI in its filing.

Tagged under the XBRL concept us-gaap:DirectPremiumsEarned.

The official record: RLI’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is RLI's property insurance — direct premiums earned?
RLI (RLI) reported property insurance — direct premiums earned of $176.26M in Q4 2025.
How has RLI's property insurance — direct premiums earned changed year-over-year?
RLI's property insurance — direct premiums earned decreased by 3.3% year-over-year, from $182.25M to $176.26M.
What is the long-term trend for RLI's property insurance — direct premiums earned?
Over 4 years (2021 to 2025), RLI's property insurance — direct premiums earned has grown at a 22.7% compound annual growth rate (CAGR), from $310.63M to $705.05M.
What does property insurance — direct premiums earned mean?
This represents the portion of premiums from policies directly underwritten by the company that have been recognized as revenue over the period. It reflects the actual volume of risk the company has retained and earned through its own distribution channels. This is a fundamental measure of the segment's core revenue generation capacity before accounting for reinsurance transactions.