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RLI RLI Surety Insurance — Direct Premiums Earned

Other segment segments

Casualty
$1.13B+11.6%
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$705.05M-3.3%

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Other financials

Income statement

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Revenue$423.9M+4.0%
Net income$54.9M-13.2%
EPS (diluted)$0.60-11.8%

Balance sheet

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Cash & equivalents$49.1M+81.5%
Total debt$364.4M+218%
Total equity$1.8B+12.0%
Total assets$6.4B+11.7%

Cash flow

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Operating cash flow$42.8M-58.6%
CapEx$1.1M+0.9%
Free cash flow$41.8M-59.2%

Valuation

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Market cap$4.88B-28.9%

Profitability

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Net margin20.8%+4.6pp
FCF margin28.9%-5.1pp

Returns & leverage

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Return on equity23.2%+5.2pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by RLI in its filing.

Tagged under the XBRL concept us-gaap:DirectPremiumsEarned.

The official record: RLI’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is RLI's surety insurance — direct premiums earned?
RLI (RLI) reported surety insurance — direct premiums earned of $40.39M in Q4 2025.
How has RLI's surety insurance — direct premiums earned changed year-over-year?
RLI's surety insurance — direct premiums earned increased by 3.5% year-over-year, from $39.03M to $40.39M.
What is the long-term trend for RLI's surety insurance — direct premiums earned?
Over 4 years (2021 to 2025), RLI's surety insurance — direct premiums earned has grown at a 7.1% compound annual growth rate (CAGR), from $122.98M to $161.54M.
What does surety insurance — direct premiums earned mean?
This metric measures the portion of premiums from policies directly underwritten by the company that have been recognized as revenue over the reporting period. It reflects the actual insurance coverage provided to policyholders during the timeframe. It is a fundamental indicator of the segment's core revenue generation capability before accounting for reinsurance activity.