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Investors Title Company ITIC Title Insurance — Direct Premiums Earned

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Other financials

Income statement

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Revenue$86.5M+17.5%
Net income$14.6M+19.2%
EPS (diluted)$7.73+19.3%

Balance sheet

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Cash & equivalents$20.5M-31.1%
Total debt$8.7M+8.8%
Total equity$286.6M+7.7%
Total assets$380.1M+9.9%

Cash flow

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Operating cash flow$8.1M-8.3%
CapEx$1.9M+19.8%
Free cash flow$6.3M-14.3%

Valuation

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Market cap$539.65M+24.3%
Enterprise value$527.9M+28.0%
P/E13.4×+0.2×
P/S1.8×+0.2×

Profitability

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Net margin13.8%+1.5pp
FCF margin9%+0.5pp

Returns & leverage

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Return on equity14.6%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Investors Title Company in its filing.

Tagged under the XBRL concept us-gaap:DirectPremiumsEarned.

The source filing: Investors Title Company’s 10-K, filed March 16, 2026.

Filed
Mar 16, 2026, 5:21 PM EDT
Fiscal year
FY2025
Accession
0000720858-26-000011
Line itemGross AmountCeded to Other CompaniesAssumed from Other CompaniesNet AmountPercentages of Amount Assumed to Net
Year Ended December 31, 2025 (in thousands)
Title Insurance$212,893$251$212,642
Year Ended December 31, 2024 (in thousands)
Title Insurance$204,353$89$204,264
Year Ended December 31, 2023 (in thousands)
Title Insurance$171,512$354$171,158

ITEM 15. EXHIBITS, FINANCIAL STATEMENT SCHEDULES

FAQ

What is Investors Title Company's title insurance — direct premiums earned?
Investors Title Company (ITIC) reported title insurance — direct premiums earned of $53.22M in Q4 2025.
How has Investors Title Company's title insurance — direct premiums earned changed year-over-year?
Investors Title Company's title insurance — direct premiums earned increased by 4.2% year-over-year, from $51.09M to $53.22M.
What is the long-term trend for Investors Title Company's title insurance — direct premiums earned?
Over 4 years (2021 to 2025), Investors Title Company's title insurance — direct premiums earned has grown at a -6.1% compound annual growth rate (CAGR), from $274.4M to $212.89M.
What does title insurance — direct premiums earned mean?
The total amount of premiums earned by the title insurance segment on policies issued directly to customers before accounting for reinsurance transactions. This metric measures the raw volume of insurance business generated by the company's underwriting activities.

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