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Old Republic International ORI Title Insurance Group — Direct Premiums Earned

Other product segments

Life Insurance in Force
$523.2M-19.6%
Accident and health Insurance
$8.9M-14.4%
Life Insurance
$3.9M-30.4%

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$58.39M-19.1%
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$68.75M-90.5%
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HMNSupplemental & Group Benefits — Direct Premiums Earned
$71.65M+1.0%
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FNFTraditional Life Insurance Premiums — Direct Premiums Earned
$353M+2.9%

Other financials

Income statement

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Revenue$2.5B+13.4%
Net income$322.3M+57.7%
EPS (diluted)$1.31+61.7%

Balance sheet

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Cash & equivalents$417.7M+135%
Total debt$2.3B+43.7%
Total equity$6.1B-1.8%
Total assets$31.6B+8.0%

Cash flow

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Operating cash flow$281.4M+21.5%

Valuation

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Market cap$10.51B+13.3%
Enterprise value$12.37B+15.8%
P/E9.2×-1.1×
P/S1.1×0.0×

Profitability

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Net margin11.7%+1.4pp

Returns & leverage

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Return on equity18.6%+3.9pp
Debt / equity0.4×+0.1×

Where this comes from

Reported directly by Old Republic International in its filing.

Tagged under the XBRL concept us-gaap:DirectPremiumsEarned.

The source filing: Old Republic International’s 10-K, filed February 26, 2026.

Filed
Feb 26, 2026, 3:41 PM EST
Fiscal year
FY2025
Accession
0000074260-26-000008
Column A / Year Ended December 31, 2025:Column B / Gross AmountColumn C / Cededto Other CompaniesColumn D / Assumedfrom Other CompaniesColumn E / Net AmountColumn F / Percentageof Amount Assumedto Net
Life insurance in force$523.2$269.9$253.3
Premium Revenues:
Specialty Insurance$8,144.7$3,079.2$119.3$5,184.82.3%
Title Insurance2,592.22.22,594.40.1
Life and Health Insurance:
Life insurance3.91.61.73.943.3
Accident and health insurance8.93.45.5
Total Life & Health Insurance12.85.01.79.418.0

Item 15 - Exhibits

FAQ

What is Old Republic International's title insurance group — direct premiums earned?
Old Republic International (ORI) reported title insurance group — direct premiums earned of $648.05M in Q4 2025.
How has Old Republic International's title insurance group — direct premiums earned changed year-over-year?
Old Republic International's title insurance group — direct premiums earned increased by 11.1% year-over-year, from $583.08M to $648.05M.
What is the long-term trend for Old Republic International's title insurance group — direct premiums earned?
Over 4 years (2021 to 2025), Old Republic International's title insurance group — direct premiums earned has grown at a -10.0% compound annual growth rate (CAGR), from $3.96B to $2.59B.
What does title insurance group — direct premiums earned mean?
This metric represents the total premiums recognized as revenue by the title insurance segment from policies issued directly to customers before any reinsurance adjustments. It serves as a primary indicator of the segment's market share and top-line growth in the title insurance sector.

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