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Horace Mann Educators HMN Supplemental & Group Benefits — Direct Premiums Earned

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Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.04B+18.8%
Enterprise value$2.61B+17.0%
P/E12.4×-2.6×
P/S1.2×+0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:DirectPremiumsEarned.

The official record: Horace Mann Educators’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's supplemental & group benefits — direct premiums earned?
Horace Mann Educators (HMN) reported supplemental & group benefits — direct premiums earned of $71.65M in Q4 2025.
How has Horace Mann Educators's supplemental & group benefits — direct premiums earned changed year-over-year?
Horace Mann Educators's supplemental & group benefits — direct premiums earned increased by 1.0% year-over-year, from $70.93M to $71.65M.
What is the long-term trend for Horace Mann Educators's supplemental & group benefits — direct premiums earned?
Over 4 years (2021 to 2025), Horace Mann Educators's supplemental & group benefits — direct premiums earned has grown at a 21.9% compound annual growth rate (CAGR), from $129.9M to $286.6M.
What does supplemental & group benefits — direct premiums earned mean?
Measures the total premiums earned by the segment from policies directly underwritten by the company, prior to any reinsurance cessions. This reflects the gross revenue generation capacity of the segment's core insurance products. It is a primary indicator of the scale of the segment's direct market presence.