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Old Republic International ORI Specialty Insurance Group — Direct Premiums Earned

Other product segments

Title Insurance Group
$2.59B+11.1%
Life Insurance in Force
$523.2M-19.6%
Accident and health Insurance
$8.9M-14.4%
Life Insurance
$3.9M-30.4%

Similar metrics at other companies

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HIGGroup Insurance Policy — Direct earned premiums, fee income and other considerations
$1.65B+0.6%
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RGAInsurance, Other — Direct Premiums Earned
$68.75M-90.5%
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JXNDirect premiums earned
$83.5M-1.5%
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PGRDirect premiums earned
$20.71B+14.8%
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LNCDirect premiums earned
$3.62B+2.3%
Cincinnati Financial logo
CINFLife Insurance Segment — Direct earned premiums
$105M+6.1%

Other financials

Income statement

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Revenue$2.4B+13.5%
Net income$330.0M+34.7%
EPS (diluted)$1.32+34.7%

Balance sheet

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Cash & equivalents$202.1M-23.4%
Total debt$1.6B+0.1%
Total equity$5.9B-0.1%
Total assets$29.6B+5.6%

Cash flow

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Operating cash flow$281.4M+21.5%

Valuation

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Market cap$9.42B+1.1%
Enterprise value$10.81B+1.6%
P/E9.2×-2.7×
P/S-0.1×

Profitability

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Net margin10.8%+1.5pp

Returns & leverage

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Return on equity17.2%+4.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Old Republic International in its filing.

Tagged under the XBRL concept us-gaap:DirectPremiumsEarned.

The official record: Old Republic International’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Old Republic International's specialty insurance group — direct premiums earned?
Old Republic International (ORI) reported specialty insurance group — direct premiums earned of $2.04B in Q4 2025.
How has Old Republic International's specialty insurance group — direct premiums earned changed year-over-year?
Old Republic International's specialty insurance group — direct premiums earned increased by 12.8% year-over-year, from $1.81B to $2.04B.
What is the long-term trend for Old Republic International's specialty insurance group — direct premiums earned?
Over 4 years (2021 to 2025), Old Republic International's specialty insurance group — direct premiums earned has grown at a 10.3% compound annual growth rate (CAGR), from $5.51B to $8.14B.
What does specialty insurance group — direct premiums earned mean?
This metric represents the portion of premiums earned from insurance policies directly underwritten and issued by the specialty insurance segment. It reflects the revenue recognized as the insurance coverage period elapses for policies sold directly to policyholders or through brokers. This is a primary indicator of the segment's top-line growth and market demand for its specialized insurance offerings.