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Old Republic International ORI Accident and health Insurance — Direct Premiums Earned

Other product segments

Title Insurance Group
$2.59B+11.1%
Life Insurance in Force
$523.2M-19.6%
Life Insurance
$3.9M-30.4%

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CIAAccident and Health Insurance Product Line — Direct Premiums Earned
$440.75K-1.4%
NOD
NODKNet Premium Earned — Direct Premiums Earned
$58.39M-19.1%

Other financials

Income statement

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Revenue$2.5B+13.4%
Net income$322.3M+57.7%
EPS (diluted)$1.31+61.7%

Balance sheet

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Cash & equivalents$417.7M+135%
Total debt$2.3B+43.7%
Total equity$6.1B-1.8%
Total assets$31.6B+8.0%

Cash flow

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Operating cash flow$281.4M+21.5%

Valuation

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Market cap$10.51B+13.3%
Enterprise value$12.37B+15.8%
P/E9.2×-1.1×
P/S1.1×0.0×

Profitability

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Net margin11.7%+1.4pp

Returns & leverage

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Return on equity18.6%+3.9pp
Debt / equity0.4×+0.1×

Where this comes from

Reported directly by Old Republic International in its filing.

Tagged under the XBRL concept us-gaap:DirectPremiumsEarned.

The source filing: Old Republic International’s 10-K, filed February 26, 2026.

Filed
Feb 26, 2026, 3:41 PM EST
Fiscal year
FY2025
Accession
0000074260-26-000008
Column A / Year Ended December 31, 2025:Column B / Gross AmountColumn C / Cededto Other CompaniesColumn D / Assumedfrom Other CompaniesColumn E / Net AmountColumn F / Percentageof Amount Assumedto Net
Title Insurance2,592.22.22,594.40.1
Life and Health Insurance:
Life insurance3.91.61.73.943.3
Accident and health insurance8.93.45.5
Total Life & Health Insurance12.85.01.79.418.0
Consolidating adjustments(1.5)(1.5)
Consolidated$10,749.8$3,082.7$121.6$7,788.71.6%
Year Ended December 31, 2024:

Item 15 - Exhibits

FAQ

What is Old Republic International's accident and health insurance — direct premiums earned?
Old Republic International (ORI) reported accident and health insurance — direct premiums earned of $2.23M in Q4 2025.
How has Old Republic International's accident and health insurance — direct premiums earned changed year-over-year?
Old Republic International's accident and health insurance — direct premiums earned decreased by 14.4% year-over-year, from $2.6M to $2.23M.
What is the long-term trend for Old Republic International's accident and health insurance — direct premiums earned?
Over 4 years (2021 to 2025), Old Republic International's accident and health insurance — direct premiums earned has grown at a -12.5% compound annual growth rate (CAGR), from $15.2M to $8.9M.
What does accident and health insurance — direct premiums earned mean?
This metric represents the total premiums written by the insurance segment before accounting for reinsurance cessions. It reflects the gross volume of business generated by the accident and health insurance product line. Monitoring this helps assess the market demand and top-line growth potential of the segment.

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