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Allstate ALL Accident and health insurance — Direct Premiums Earned

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Other financials

Income statement

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Revenue$16.9B+3.0%
Net income$2.5B+313%
EPS (diluted)$9.25+338%

Balance sheet

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Cash & equivalents$697.0M-17.0%
Total debt$7.5B-7.4%
Total equity$31.6B+43.3%
Total assets$123.97B+7.7%

Cash flow

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Operating cash flow$3.6B+81.4%
CapEx$40.0M-56.5%
Free cash flow$3.5B+88.1%

Valuation

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Market cap$59.62B+15.3%
Enterprise value$66.41B+12.6%
P/E4.9×-8.0×
P/S0.9×+0.1×

Profitability

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Net margin17.8%+11.6pp
FCF margin16.9%+3.2pp

Returns & leverage

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Return on equity45.2%+25.4pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Allstate in its filing.

Tagged under the XBRL concept us-gaap:DirectPremiumsEarned.

The official record: Allstate’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Allstate's accident and health insurance — direct premiums earned?
Allstate (ALL) reported accident and health insurance — direct premiums earned of $297M in Q4 2025.
How has Allstate's accident and health insurance — direct premiums earned changed year-over-year?
Allstate's accident and health insurance — direct premiums earned decreased by 29.6% year-over-year, from $421.75M to $297M.
What is the long-term trend for Allstate's accident and health insurance — direct premiums earned?
Over 4 years (2021 to 2025), Allstate's accident and health insurance — direct premiums earned has grown at a -9.0% compound annual growth rate (CAGR), from $1.73B to $1.19B.
What does accident and health insurance — direct premiums earned mean?
This metric represents the total premiums earned by the company from accident and health insurance policies issued directly to policyholders before any reinsurance cessions. It reflects the core revenue generation capacity of the accident and health segment through direct distribution channels. Investors use this to gauge the market demand and pricing power of the company's health-related insurance products.