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Old Republic International ORI Life & Accident Insurance — Direct Premiums Earned

Other product segments

Title Insurance Group
$2.59B+11.1%
Life Insurance in Force
$523.2M-19.6%
Accident and health Insurance
$8.9M-14.4%
Life Insurance
$3.9M-30.4%

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$284.5M-5.9%
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CIALife Insurance Product Line — Direct Premiums Earned
$46.75M+5.6%
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UHALLife Insurance — Direct Premiums Earned
$10.6M-7.9%
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FNFTraditional Life Insurance Premiums — Direct Premiums Earned
$353M+2.9%
U-Haul Holding logo
UHALAccident And Health Insurance — Direct Premiums Earned
$5.83M-27.7%

Other financials

Income statement

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Revenue$2.5B+13.4%
Net income$322.3M+57.7%
EPS (diluted)$1.31+61.7%

Balance sheet

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Cash & equivalents$417.7M+135%
Total debt$2.3B+43.7%
Total equity$6.1B-1.8%
Total assets$31.6B+8.0%

Cash flow

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Operating cash flow$281.4M+21.5%

Valuation

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Market cap$10.51B+13.3%
Enterprise value$12.37B+15.8%
P/E9.2×-1.1×
P/S1.1×0.0×

Profitability

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Net margin11.7%+1.4pp

Returns & leverage

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Return on equity18.6%+3.9pp
Debt / equity0.4×+0.1×

Where this comes from

Reported directly by Old Republic International in its filing.

Tagged under the XBRL concept us-gaap:DirectPremiumsEarned.

The source filing: Old Republic International’s 10-K, filed February 26, 2026.

Filed
Feb 26, 2026, 3:41 PM EST
Fiscal year
FY2025
Accession
0000074260-26-000008
Column A / Year Ended December 31, 2025:Column B / Gross AmountColumn C / Cededto Other CompaniesColumn D / Assumedfrom Other CompaniesColumn E / Net AmountColumn F / Percentageof Amount Assumedto Net
Life and Health Insurance:
Life insurance3.91.61.73.943.3
Accident and health insurance8.93.45.5
Total Life & Health Insurance12.85.01.79.418.0
Consolidating adjustments(1.5)(1.5)
Consolidated$10,749.8$3,082.7$121.6$7,788.71.6%
Year Ended December 31, 2024:
Life insurance in force$650.6$351.4$299.1

Item 15 - Exhibits

FAQ

What is Old Republic International's life & accident insurance — direct premiums earned?
Old Republic International (ORI) reported life & accident insurance — direct premiums earned of $3.2M in Q4 2025.
How has Old Republic International's life & accident insurance — direct premiums earned changed year-over-year?
Old Republic International's life & accident insurance — direct premiums earned decreased by 20.5% year-over-year, from $4.03M to $3.2M.
What is the long-term trend for Old Republic International's life & accident insurance — direct premiums earned?
Over 4 years (2021 to 2025), Old Republic International's life & accident insurance — direct premiums earned has grown at a -13.7% compound annual growth rate (CAGR), from $23.1M to $12.8M.
What does life & accident insurance — direct premiums earned mean?
Direct premiums earned represent the total premiums collected by the insurance segment from policyholders before any reinsurance transactions. This metric measures the gross volume of business generated by the segment's sales and marketing efforts.

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