Skip to content
Screener

Kemper KMPR Direct premiums earned

Direct premiums earned at other companies

Progressive logo
ProgressivePGR
$20.71B+14.8%
Universal Insurance Holdings logo
Universal Insurance HoldingsUVE
$531.42M+3.5%

Other financials

Income statement

See full
Revenue$1.1B-10.8%
Operating income$132.4M+440%
Net income-$464.8M-740%
EPS (diluted)-$7.90-805%

Balance sheet

See full
Cash & equivalents$81.2M-54.1%
Total debt$944.5M-5.7%
Total equity$2.2B+493%
Total assets$11.9B-4.4%

Cash flow

See full
Operating cash flow$30.5M-66.0%
CapEx$11.4M+50.0%
Free cash flow$19.1M-76.7%

Valuation

See full
Market cap$1.76B-42.1%
Enterprise value$2.62B-32.2%
P/S0.4×-0.2×

Profitability

See full
Net margin-10.7%-17.8pp
FCF margin8.7%-2.8pp

Returns & leverage

See full
Return on equity-38%-132pp
Debt / equity0.4×-2.3×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:DirectPremiumsEarned.

The source filing: Kemper’s 10-K, filed February 11, 2026.

Filed
Feb 10, 2026, 7:00 PM EST
Fiscal year
FY2025
Accession
0000860748-26-000014
Year Ended December 31, 2025Gross AmountCeded to Other CompaniesAssumedfrom Other CompaniesNet AmountPercentageof Amount Assumed to Net
Life Insurance$333.1$2.9$0.4$330.60.1%
Accident and Health Insurance34.612.821.8
Property and Liability Insurance4,047.61.6(2.1)4,043.9(0.1)
Total Premiums$4,415.3$17.3$(1.7)$4,396.3
Year Ended December 31, 2024
Life Insurance in Force$19,651.3$322.5$123.6$19,452.40.6%
Premiums:
Life Insurance$330.7$3.1$0.5$328.10.2%

Item 16. Form 10-K Summary

FAQ

What is Kemper's direct premiums earned?
Kemper (KMPR) reported direct premiums earned of $1.1B in Q4 2025.
How has Kemper's direct premiums earned changed year-over-year?
Kemper's direct premiums earned increased by 4.2% year-over-year, from $1.06B to $1.1B.
What is the long-term trend for Kemper's direct premiums earned?
Over 3 years (2022 to 2025), Kemper's direct premiums earned has grown at a -5.5% compound annual growth rate (CAGR), from $5.23B to $4.42B.
What does direct premiums earned mean?
The total amount of premiums earned on insurance policies written directly by the company before the impact of reinsurance cessions. This metric measures the gross volume of business generated by the company's own distribution channels and underwriting efforts. It is a key indicator of the company's market presence and direct customer acquisition success.

Ask your AI about Kemper's direct premiums earned.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude