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Kemper KMPR Direct premiums earned

Direct premiums earned at other companies

Progressive logo
ProgressivePGR
$20.71B+14.8%
Slide Insurance Holdings, Inc. Common Stock logo
Slide Insurance Holdings, Inc. Common StockSLDE
$480.99M+37.1%

Other financials

Income statement

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Revenue$1.1B-7.2%
Operating income$132.4M+440%
Net income-$1.7M-102%
EPS (diluted)-$0.03-102%

Balance sheet

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Cash & equivalents$92.6M-19.8%
Total debt$944.0M-5.3%
Total equity$2.6B+624%
Total assets$12.4B-0.5%

Cash flow

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Operating cash flow$88.8M-50.7%
CapEx$10.9M+41.6%
Free cash flow$77.9M-54.8%

Valuation

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Market cap$1.54B-58.0%
Enterprise value$2.4B-48.7%
P/E30.9×+20.3×
P/S0.3×-0.5×

Profitability

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Net margin1.1%-6.3pp
FCF margin9.8%-0.3pp

Returns & leverage

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Return on equity3.3%-20.1pp
Debt / equity0.4×-2.4×

Where this comes from

Reported directly by Kemper in its filing.

Tagged under the XBRL concept us-gaap:DirectPremiumsEarned.

The official record: Kemper’s 10-K, filed February 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Kemper's direct premiums earned?
Kemper (KMPR) reported direct premiums earned of $1.1B in Q4 2025.
How has Kemper's direct premiums earned changed year-over-year?
Kemper's direct premiums earned increased by 4.2% year-over-year, from $1.06B to $1.1B.
What is the long-term trend for Kemper's direct premiums earned?
Over 3 years (2022 to 2025), Kemper's direct premiums earned has grown at a -5.5% compound annual growth rate (CAGR), from $5.23B to $4.42B.
What does direct premiums earned mean?
The total amount of premiums earned on insurance policies written directly by the company before the impact of reinsurance cessions. This metric measures the gross volume of business generated by the company's own distribution channels and underwriting efforts. It is a key indicator of the company's market presence and direct customer acquisition success.