Other
Direct premiums earned
Progressive Direct premiums earned remained flat by 0.0% to $20.71B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 14.8%, from $18.04B to $20.71B. Over 4 years (FY 2021 to FY 2025), Direct premiums earned shows an upward trend with a 15.8% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
StatementIncome Statement
SectionOther
CategoryGrowth
SignalHigher is better
VolatilityStable
First reportedQ1 2013
Last reportedQ4 2025Mar 2, 2026
How to read this metric
An increase indicates growth in the underlying insurance portfolio and successful policy retention.
Detailed definition
Represents the portion of direct premiums written that has been recognized as revenue during the reporting period as the...
Peer comparison
Standard metric across all property and casualty insurers to measure gross revenue generation.
Metric ID:
other_direct_premiums_earnedHistorical Data
5 years
| FY'21 | FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|---|
| Value | $46.02B | $50.65B | $59.88B | $72.17B | $82.85B |
| YoY Change | — | +10.1% | +18.2% | +20.5% | +14.8% |
Range$46.02B – $82.85B
CAGR+15.8%
Avg YoY Growth+15.9%
Median YoY Growth+16.5%
Current Streak4+ years growth
Product Breakdown
| Segment | FY'23 | FY'24 |
|---|---|---|
| Property Liability And Casualty Insurance | $59.88B | $72.17B |
| Total | $59.88B | $72.17B |
All segment values are derived from annual filings.
Direct premiums earned at Other Companies
Frequently Asked Questions
- What is Progressive's direct premiums earned?
- Progressive (PGR) reported direct premiums earned of $20.71B in Q4 2025.
- How has Progressive's direct premiums earned changed year-over-year?
- Progressive's direct premiums earned increased by 14.8% year-over-year, from $18.04B to $20.71B.
- What is the long-term trend for Progressive's direct premiums earned?
- Over 4 years (2021 to 2025), Progressive's direct premiums earned has grown at a 15.8% compound annual growth rate (CAGR), from $46.02B to $82.85B.
- What does direct premiums earned mean?
- The amount of insurance revenue earned from policies sold directly to customers before accounting for reinsurance.