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Direct premiums earned at other companies

Progressive logo
ProgressivePGR
$20.71B+14.8%
Universal Insurance Holdings logo
Universal Insurance HoldingsUVE
$531.42M+3.5%
Slide Insurance Holdings, Inc. Common Stock logo
Slide Insurance Holdings, Inc. Common StockSLDE
$480.99M+37.1%
Kemper logo
KemperKMPR
$1.1B+4.2%
American International Group logo
American International GroupAIG
$7.87B+0.8%
HCI Group logo
HCI GroupHCI

Other financials

Income statement

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Revenue$71.2M-1.4%
Operating income$25.5M+1.7%
Net income$19.3M-9.8%
EPS (diluted)$0.39-9.3%

Balance sheet

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Cash & equivalents$238.9M-6.0%
Total debt$152.5M+0.1%
Total equity$331.7M+27.1%
Total assets$997.0M-14.0%

Cash flow

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Operating cash flow-$5.7M-122%
CapEx$136.0K+41.7%
Free cash flow-$5.9M-122%

Valuation

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Market cap$521.47M+3.8%
Enterprise value$435.04M+8.6%
P/E-1.9×
P/S1.6×-0.1×

Profitability

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Operating margin42.1%+10.9pp
Net margin31.3%+7.0pp
FCF margin48.7%

Returns & leverage

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Return on equity35.4%+3.7pp
Debt / equity0.5×-0.1×

Where this comes from

Reported directly by American Coastal Insurance Corporation in its filing.

Tagged under the XBRL concept us-gaap:DirectPremiumsEarned.

The official record: American Coastal Insurance Corporation’s 10-K, filed March 9, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American Coastal Insurance Corporation's direct premiums earned?
American Coastal Insurance Corporation (ACIC) reported direct premiums earned of $161.22M in Q4 2025.
How has American Coastal Insurance Corporation's direct premiums earned changed year-over-year?
American Coastal Insurance Corporation's direct premiums earned increased by 1.2% year-over-year, from $159.25M to $161.22M.
What is the long-term trend for American Coastal Insurance Corporation's direct premiums earned?
Over 4 years (2021 to 2025), American Coastal Insurance Corporation's direct premiums earned has grown at a 11.8% compound annual growth rate (CAGR), from $412.81M to $644.87M.
What does direct premiums earned mean?
The portion of premiums from direct insurance policies that has been recognized as revenue during the reporting period as the coverage period expires. This is a primary indicator of the company's core insurance underwriting volume and revenue generation capability.