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Other financials

Income statement

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Revenue$71.2M-1.4%
Operating income$25.5M+1.7%
Net income$19.3M-9.8%
EPS (diluted)$0.39-9.3%

Balance sheet

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Cash & equivalents$238.9M-6.0%
Total debt$152.5M+0.1%
Total equity$331.7M+27.1%
Total assets$997.0M-14.0%

Cash flow

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Operating cash flow-$5.7M-122%
Free cash flow-$5.9M-122%

Valuation

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Market cap$493.49M-10.2%
Enterprise value$407.06M+42.7%
P/E4.7×-2.1×
P/S1.5×-0.2×

Profitability

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Operating margin42.1%+10.9pp
Net margin31.3%+7.0pp
FCF margin48.7%

Returns & leverage

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Return on equity35.4%+3.7pp
Debt / equity0.5×-0.1×

Where this comes from

Reported directly by American Coastal Insurance Corporation in its filing.

Tagged under the XBRL concept us-gaap:PaymentsToAcquirePropertyPlantAndEquipment.

The source filing: American Coastal Insurance Corporation’s 10-Q, filed May 8, 2026.

Filed
May 8, 2026, 4:01 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001401521-26-000029
Line itemThree Months Ended March 31, 2026Three Months Ended March 31, 2025
Fixed maturities(6,330)(12,270)
Equity securities(3,981)(2,999)
Other investments(79)(117)
Cost of property, equipment and capitalized software acquired and developed(136)(96)
Net cash provided by (used in) investing activities$(6,595)$5,204
FINANCING ACTIVITIES
Treasury stock(5,000)
Dividends(36,574)

Item 1. Financial Statements

FAQ

What is American Coastal Insurance Corporation's capex?
American Coastal Insurance Corporation (ACIC) reported capex of $136K in Q1 2026.
How has American Coastal Insurance Corporation's capex changed year-over-year?
American Coastal Insurance Corporation's capex increased by 41.7% year-over-year, from $96K to $136K.
What is the long-term trend for American Coastal Insurance Corporation's capex?
Over 2 years (2021 to 2024), American Coastal Insurance Corporation's capex has grown at a -93.5% compound annual growth rate (CAGR), from $5.27M to $22K.
What does capex mean?
Cash spent on property, plant, and equipment — the primary measure of investment in productive capacity and infrastructure.

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