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Other financials

Income statement

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Revenue$71.2M-1.4%
Operating income$25.5M+1.7%
EPS (diluted)$0.39-9.3%

Balance sheet

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Cash & equivalents$238.9M-6.0%
Total debt$152.5M+0.1%
Total equity$331.7M+27.1%
Total assets$997.0M-14.0%

Cash flow

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Operating cash flow-$5.7M-122%
CapEx$136.0K+41.7%
Free cash flow-$5.9M-122%

Valuation

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Market cap$493.49M-10.2%
Enterprise value$407.06M+42.7%
P/E4.7×-2.1×
P/S1.5×-0.2×

Profitability

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Operating margin42.1%+10.9pp
Net margin31.3%+7.0pp
FCF margin48.7%

Returns & leverage

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Return on equity35.4%+3.7pp
Debt / equity0.5×-0.1×

Where this comes from

Reported directly by American Coastal Insurance Corporation in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The source filing: American Coastal Insurance Corporation’s 10-Q, filed May 8, 2026.

Filed
May 8, 2026, 4:01 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001401521-26-000029
Line itemThree Months Ended March 31, 2026Three Months Ended March 31, 2025
Provision for income taxes6,4996,483
Income from continuing operations, net of tax$19,254$19,711
Income from discontinued operations, net of tax1,637
Net income$19,254$21,348
OTHER COMPREHENSIVE INCOME:
Change in net unrealized gains (losses) on investments(1,244)4,212
Reclassification adjustment for net realized investment gains(6)(1,382)
Total comprehensive income$18,004$24,178

Item 1. Financial Statements

FAQ

What is American Coastal Insurance Corporation's net income?
American Coastal Insurance Corporation (ACIC) reported net income of $19.25M in Q1 2026.
How has American Coastal Insurance Corporation's net income changed year-over-year?
American Coastal Insurance Corporation's net income decreased by 9.8% year-over-year, from $21.35M to $19.25M.
What is the long-term trend for American Coastal Insurance Corporation's net income?
Over 4 years (2021 to 2025), American Coastal Insurance Corporation's net income has grown at a 16.5% compound annual growth rate (CAGR), from -$57.92M to $106.84M.
What does net income mean?
The bottom line — total revenue minus all expenses, taxes, and costs. Represents the profit attributable to the company's shareholders after all obligations are met.

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