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Alerus Financial Corporation ALRS Net margin

Net margin at other companies

U.S. BancorpUSB

27%+2.8pp

Wells Fargo & CompanyWFC

25.5%+1.0pp

UBS

United BanksharesUBSI

39.9%+5.3pp

Financial InstitutionsFISI

31.5%—

SMB

SmartFinancialSMBK

25.4%+4.1pp

Farmers National Banc CorpFMNB

19.6%-4.9pp

Other financials

Income statement

Revenue$51.4M+7.0%

Net income$23.0M+72.5%

EPS (diluted)$0.31-31.1%

Balance sheet

Cash & equivalents$128.8M+55.3%

Total debt$301.8M+8.7%

Total equity$574.7M+11.8%

Total assets$5.3B-1.0%

Cash flow

Operating cash flow$27.8M+261%

CapEx$2.0M-1.3%

Free cash flow$25.8M+356%

Valuation

Market cap$769.19M+43.7%

Enterprise value$942.16M+29.1%

P/E10.5×—

P/S4.5×+1.1×

Profitability

FCF margin4.4%-41.9pp

Returns & leverage

Return on equity10.8%—

Debt / equity0.5×0.0×

Where this comes from

Calculated from Alerus Financial Corporation’s reported figures.

net income/total revenue=18.8%

Based on trailing twelve months.

The official record: Alerus Financial Corporation’s 10-Q, filed November 2, 2023, on SEC EDGAR. View the filing →

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Questions, answered.

What is Alerus Financial Corporation's net margin?: Alerus Financial Corporation (ALRS) reported net margin of 18.8% in Q3 2023.
How has Alerus Financial Corporation's net margin changed year-over-year?: Alerus Financial Corporation's net margin decreased by 3.1% year-over-year, from 19.4% to 18.8%.
What is the long-term trend for Alerus Financial Corporation's net margin?: Over 2 years (2020 to 2022), Alerus Financial Corporation's net margin has grown at a -0.5% compound annual growth rate (CAGR), from 19.2% to 19%.
What does net margin mean?: Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.