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Net margin at other companies

U.S. Bancorp logo
U.S. BancorpUSB
27.6%+2.7pp
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
26%+0.9pp
AmeriServ Financial logo
AmeriServ FinancialASRV
31.5%+6.4pp
First United logo
First UnitedFUNC
26.8%-1.5pp
Financial Institutions logo
Financial InstitutionsFISI
32.4%
SMB
SmartFinancialSMBK
26.8%+4.5pp

Other financials

Income statement

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Revenue$51.4M+7.0%
Net income$23.0M+72.5%
EPS (diluted)$0.31-31.1%

Balance sheet

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Cash & equivalents$128.8M+55.3%
Total debt$301.8M+8.7%
Total equity$574.7M+11.8%
Total assets$5.3B-1.0%

Cash flow

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Operating cash flow$27.8M+261%
CapEx$2.0M-1.3%
Free cash flow$25.8M+356%

Valuation

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Market cap$836.5M+57.3%
Enterprise value$1.01B+19.6%
P/E11.4×

Profitability

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FCF margin4.4%-41.9pp

Returns & leverage

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Return on equity10.8%
Debt / equity0.5×0.0×

Where this comes from

Calculated from Alerus Financial Corporation’s reported figures.

Based on trailing twelve months.

The source filing: Alerus Financial Corporation’s 10-Q, filed November 2, 2023. Open the filing →

Filed
Nov 2, 2023, 4:46 PM EDT
Fiscal quarter
Q3 FY2023
Calendar quarter
Q3 2023
Accession
0001558370-23-017441

FAQ

What is Alerus Financial Corporation's net margin?
Alerus Financial Corporation (ALRS) reported net margin of 18.8% in Q3 2023.
How has Alerus Financial Corporation's net margin changed year-over-year?
Alerus Financial Corporation's net margin decreased by 3.1% year-over-year, from 19.4% to 18.8%.
What is the long-term trend for Alerus Financial Corporation's net margin?
Over 2 years (2020 to 2022), Alerus Financial Corporation's net margin has grown at a -0.5% compound annual growth rate (CAGR), from 19.2% to 19%.
What does net margin mean?
Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.

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