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Amerisafe AMSF Pre-Tax Income

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Other financials

Income statement

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Revenue$92.0M+13.4%
Net income$14.6M+4.6%
EPS (diluted)$0.78+6.8%

Balance sheet

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Cash & equivalents$65.5M+35.1%
Total debt$491.0K+14.7%
Total equity$250.0M-5.9%
Total assets$1.1B-2.4%

Cash flow

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Operating cash flow-$2.7M-50.6%
CapEx$3.0K-99.7%
Free cash flow-$2.7M-51.8%

Valuation

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Market cap$539.77M-36.7%
P/E11.5×-5.4×
P/S1.6×-1.2×

Profitability

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Net margin14%-2.5pp
FCF margin2.5%

Returns & leverage

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Return on equity18.2%+0.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Amerisafe in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.

The source filing: Amerisafe’s 10-Q, filed July 23, 2026.

Filed
Jul 23, 2026, 4:03 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-314074
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Policyholder dividends7671,2391,9961,873
Provision for investment related credit loss benefit(5)(12)(13)(28)
Total expenses73,70663,633143,636125,009
Income before income taxes18,26517,45528,42528,676
Income tax expense3,6703,5005,6855,772
Net income$14,595$13,955$22,740$22,904
Earnings per share
Basic$0.79$0.73$1.22$1.20

Item 1. Financial Statements.

FAQ

What is Amerisafe's pre-tax income?
Amerisafe (AMSF) reported pre-tax income of $18.27M in Q2 2026.
How has Amerisafe's pre-tax income changed year-over-year?
Amerisafe's pre-tax income increased by 4.6% year-over-year, from $17.46M to $18.27M.
What is the long-term trend for Amerisafe's pre-tax income?
Over 4 years (2021 to 2025), Amerisafe's pre-tax income has grown at a -7.2% compound annual growth rate (CAGR), from $79.45M to $58.85M.
What does pre-tax income mean?
Total income from all sources — operating income plus non-operating items like interest income, investment gains, and other income — before the provision for income taxes.

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