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United Fire Group UFCS Pre-Tax Income

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Other financials

Income statement

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Revenue$369.4M+11.6%
Net income$30.1M+69.8%
EPS (diluted)$1.15+71.6%

Balance sheet

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Cash & equivalents$162.0M-11.8%
Total debt$146.3M
Total equity$950.6M+16.3%
Total assets$3.9B+10.8%

Cash flow

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Operating cash flow$56.6M+58.7%
CapEx$384.0K-84.6%
Free cash flow$56.2M+69.5%

Valuation

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Market cap$1.4B+83.6%
Enterprise value$1.38B
P/E10.7×+2.4×
P/S+0.4×

Profitability

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Net margin9.2%+4.0pp
FCF margin20.1%-5.4pp

Returns & leverage

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Return on equity14.8%+6.3pp
Debt / equity0.2×

Where this comes from

Reported directly by United Fire Group in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.

The source filing: United Fire Group’s 10-Q, filed May 6, 2026.

Filed
May 6, 2026, 1:59 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000101199-26-000031
(In thousands, except share data)Three months ended March 31, 2026Three months ended March 31, 2025
Interest expense3,1832,483
Other non-underwriting expenses514142
Total benefits, losses and expenses$331,430$309,261
Income (loss) before income taxes$38,012$21,854
Income tax expense (benefit)7,9604,154
Net Income (loss)$30,052$17,700
Earnings (loss) per common share:
Basic$1.18$0.70

ITEM 1. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is United Fire Group's pre-tax income?
United Fire Group (UFCS) reported pre-tax income of $38.01M in Q1 2026.
How has United Fire Group's pre-tax income changed year-over-year?
United Fire Group's pre-tax income increased by 73.9% year-over-year, from $21.85M to $38.01M.
What is the long-term trend for United Fire Group's pre-tax income?
Over 3 years (2021 to 2025), United Fire Group's pre-tax income has grown at a 15.2% compound annual growth rate (CAGR), from $96.84M to $147.94M.
What does pre-tax income mean?
Total income from all sources — operating income plus non-operating items like interest income, investment gains, and other income — before the provision for income taxes.

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