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Other financials

Income statement

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Revenue$3.9M+7.5%
EPS (diluted)$0.16+900%

Balance sheet

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Cash & equivalents$28.0M+12.0%
Total debt$3.7M-45.1%
Total equity$123.1M+11.0%
Total assets$1.5B+0.9%

Cash flow

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Operating cash flow-$1.1M
CapEx$467.0K+127%
Free cash flow-$1.6M

Valuation

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Market cap$86.25M+70.1%
Enterprise value$61.94M+90.7%
P/E10.1×-3.6×
P/S5.7×+2.3×

Profitability

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Net margin56.6%+31.6pp
FCF margin0.3%-20.9pp

Returns & leverage

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Return on equity7.3%+3.8pp
Debt / equity0.0×

Where this comes from

Reported directly by AmeriServ Financial in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The source filing: AmeriServ Financial’s 10-Q, filed August 14, 2026.

Filed
Aug 14, 2026, 2:57 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-096940
Line itemThree months ended / June 30, 2026Three months ended / June 30, 2025Six months ended / June 30, 2026Six months ended / June 30, 2025
Total Non-Interest Expense12,79811,70925,15623,472
PRETAX INCOME (LOSS)3,399(352)5,6192,034
Provision (credit) for income taxes661(70)1,087408
NET INCOME (LOSS)$2,738$(282)$4,532$1,626
PER COMMON SHARE DATA:
Basic:
Net income (loss)$0.16$(0.02)$0.27$0.10
Average number of shares outstanding16,964,26716,519,26716,945,96316,519,267

Item 1. Financial Statements

FAQ

What is AmeriServ Financial's net income?
AmeriServ Financial (ASRV) reported net income of $2.74M in Q2 2026.
How has AmeriServ Financial's net income changed year-over-year?
AmeriServ Financial's net income increased by 1070.9% year-over-year, from -$282K to $2.74M.
What is the long-term trend for AmeriServ Financial's net income?
Over 4 years (2021 to 2025), AmeriServ Financial's net income has grown at a -5.6% compound annual growth rate (CAGR), from $7.07M to $5.61M.
What does net income mean?
The bottom line — total revenue minus all expenses, taxes, and costs. Represents the profit attributable to the company's shareholders after all obligations are met.

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