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Atlanticus Holdings Corporation ATLC Q1 2026 earnings

Reported May 7, 2026 · After market close

Revenue$679.5MMiss by $69.8M
EPS$2.23Beat by $0.54
Revenue estimate$749.4M
EPS estimate$1.69

Next report

Nov 9, 2026 (in 2 months)
Revenue estimate$772.6M
EPS estimate$2.70

Financials

Q1 2026

Income statement

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Revenue$189.7M+60.5%
Gross profit$144.8M+68.2%
Net income$44.2M+40.1%
EPS (diluted)$2.23+49.7%

Balance sheet

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Cash & equivalents$651.1M+85.8%
Total debt$24.5M+1.3%
Total equity$648.4M+21.7%
Total assets$7.5B+128%

Cash flow

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Operating cash flow$286.3M+118%

Valuation & ratios

Valuation

as of 03/31/26
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Market cap$782.82M—
Enterprise value$156.15M—
P/E5.8×—
P/S1.2×—

Profitability

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Gross margin72.4%+1.4pp
Net margin21.5%-5.9pp

Returns & leverage

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Return on equity22.8%-1.8pp
Debt / equity0×0.0×

Segments

By product

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Merchant Fees$32.3M-4.0%
Service Charges And Other Customer Related Fees Other Revenue$20.1M+101%
Interchange Revenues Other Revenue$10.8M+131%
Servicing Income Other Revenue$8.7M+110%

By segment

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Auto Finance$212.0K+18.4%

FAQ

When did Atlanticus Holdings Corporation report Q1 2026 earnings?
Atlanticus Holdings Corporation (ATLC) reported Q1 2026 earnings on May 7, 2026 after market close.
What were Atlanticus Holdings Corporation's Q1 2026 revenue and EPS?
Atlanticus Holdings Corporation reported revenue of $679.5M and eps of $2.23 for Q1 2026.
Did Atlanticus Holdings Corporation beat estimates in Q1 2026?
Revenue missed the consensus estimate of $749.4M by $69.8M. EPS beat the consensus estimate of $1.69 by $0.54.
How did Atlanticus Holdings Corporation's Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 96.9% from $345.2M a year earlier and eps grew 49.7% from $1.49.
Where can I find Atlanticus Holdings Corporation's Q1 2026 SEC filings?
You can read the 10-Q periodic report (0001437749-26-015592) directly on SEC EDGAR. The filing index links above go to sec.gov.