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Atlanticus Holdings Corporation ATLC Q2 2026 earnings

Reported August 6, 2026 · After market close

Revenue$744.3MBeat by $28.0M
EPS$2.50Beat by $0.08
Revenue estimate$716.3M
EPS estimate$2.42

Next report

Nov 9, 2026 (in 2 months)
Revenue estimate$772.6M
EPS estimate$2.70

Financials

Q2 2026

Income statement

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Revenue$223.6M+82.8%
Gross profit$165.7M+87.8%
Net income$49.7M+62.6%
EPS (diluted)$2.50+65.6%

Balance sheet

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Cash & equivalents$555.2M+68.5%
Total debt$23.6M-1.7%
Total equity$701.9M+24.6%
Total assets$7.5B+106%

Cash flow

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Operating cash flow$276.9M+109%

Valuation & ratios

Valuation

as of 09/16/26
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Market cap$1.41B+28.5%
Enterprise value$879.93M+11.0%
P/E9.2×+0.2×
P/S1.9×-0.5×

Profitability

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Gross margin73%+1.3pp
Net margin21.1%-5.7pp

Returns & leverage

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Return on equity24.3%-0.3pp
Debt / equity0×0.0×

Segments

By product

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Merchant Fees$55.4M-11.5%
Service Charges And Other Customer Related Fees Other Revenue$22.0M+89.3%
Interchange Revenues Other Revenue$15.1M+152%
Servicing Income Other Revenue$11.3M+102%

By segment

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Auto Finance$203.0K+17.3%

FAQ

When did Atlanticus Holdings Corporation report Q2 2026 earnings?
Atlanticus Holdings Corporation (ATLC) reported Q2 2026 earnings on August 6, 2026 after market close.
What were Atlanticus Holdings Corporation's Q2 2026 revenue and EPS?
Atlanticus Holdings Corporation reported revenue of $744.3M and eps of $2.50 for Q2 2026.
Did Atlanticus Holdings Corporation beat estimates in Q2 2026?
Revenue beat the consensus estimate of $716.3M by $28.0M. EPS beat the consensus estimate of $2.42 by $0.08.
How did Atlanticus Holdings Corporation's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 88.8% from $394.2M a year earlier and eps grew 65.6% from $1.51.
Where can I find Atlanticus Holdings Corporation's Q2 2026 SEC filings?
You can read the 10-Q periodic report (0001437749-26-026279) directly on SEC EDGAR. The filing index links above go to sec.gov.