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Atlanticus Holdings Corporation ATLC Auto Finance — Interest Expense

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Other financials

Income statement

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Revenue$223.6M+82.8%
Gross profit$165.7M+87.8%
Net income$49.7M+62.6%
EPS (diluted)$2.50+65.6%

Balance sheet

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Cash & equivalents$555.2M+68.5%
Total debt$23.6M-1.7%
Total equity$701.9M+24.6%
Total assets$7.5B+106%

Cash flow

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Operating cash flow$276.9M+109%

Valuation

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Market cap$1.69B+82.1%
Enterprise value$1.16B+86.1%
P/E11×+3.4×
P/S2.3×+0.3×

Profitability

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Gross margin73%+1.3pp
Net margin21.1%-5.7pp
FCF margin72.3%

Returns & leverage

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Return on equity24.3%-0.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Atlanticus Holdings Corporation in its filing.

Tagged under the XBRL concept us-gaap:InterestExpense.

The source filing: Atlanticus Holdings Corporation’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:17 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001437749-26-026279
Three Months Ended June 30, 2026Caa SAuto FinanceTotal
Total operating revenue and other income734,20210,112744,314
Other non-operating income99
Total revenue and other income734,21110,112744,323
Interest expense(123,082)(349)(123,431)
Provision for credit losses(386)(652)(1,038)
Changes in fair value of loans(396,280)(396,280)
Net margin214,4639,111223,574
Operating expenses:

Document

FAQ

What is Atlanticus Holdings Corporation's auto finance — interest expense?
Atlanticus Holdings Corporation (ATLC) reported auto finance — interest expense of $349K in Q2 2026.
How has Atlanticus Holdings Corporation's auto finance — interest expense changed year-over-year?
Atlanticus Holdings Corporation's auto finance — interest expense decreased by 33.1% year-over-year, from $522K to $349K.
What is the long-term trend for Atlanticus Holdings Corporation's auto finance — interest expense?
Over 4 years (2021 to 2025), Atlanticus Holdings Corporation's auto finance — interest expense has grown at a 17.4% compound annual growth rate (CAGR), from $1.03M to $1.97M.
What does auto finance — interest expense mean?
This represents the costs incurred by the auto finance segment related to its debt obligations and funding sources. Monitoring this metric is essential for assessing the segment's cost of capital and net interest margin efficiency.

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