Skip to content
Screener

Ameris Bancorp ABCB Premium  Finance  Division — Interest Expense

Other segment segments

Banking Division
$41.67M-12.7%
Retail Mortgage
$40.75M+3.6%
Warehouse Lending
$12.49M+12.7%

Similar metrics at other companies

Northrim BanCorp logo
NRIMSpecialty Finance — Interest Expense
$644K+29.8%
Wintrust Financial logo
WTFCSpecialty finance — Interest Expense
$17.78M+70.6%
Atlanticus Holdings Corporation logo
ATLCAuto Finance — Interest Expense
$349K-33.1%
Lakeland Financial logo
LKFNInterest Expense
$36.85M-6.7%
SmartRent logo
SMRTInterest Expense
$89K0.0%
Plumas Bancorp logo
PLBCInterest Expense
$3.47M+30.5%

Other financials

Income statement

See full
Revenue$326.0M+8.4%
Net income$51.4M-53.2%
EPS (diluted)$0.77-51.9%

Balance sheet

See full
Cash & equivalents$1.2B+2.3%
Total debt$50.7M-5.1%
Total equity$4.1B+4.4%
Total assets$28.5B+6.8%

Cash flow

See full
Operating cash flow$79.4M+29.4%
CapEx$8.6M+12.5%
Free cash flow$70.8M+31.8%

Valuation

See full
Market cap$5.92B+28.5%
P/E15.7×+4.0×
P/S4.7×+0.7×

Profitability

See full
Net margin29.8%-3.9pp
FCF margin41.4%+7.5pp

Returns & leverage

See full
Return on equity9.4%-1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The source filing: Ameris Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 3:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000351569-26-000143
(dollars in thousands)Three Months Ended June 30, 2026 / Banking DivisionThree Months Ended June 30, 2026 / Retail Mortgage DivisionThree Months Ended June 30, 2026 / Warehouse Lending DivisionThree Months Ended June 30, 2026 / Premium Finance DivisionTotal
Interest income$256,966$56,591$21,314$30,704$365,575
Interest expense41,66640,74712,48918,189113,091
Net interest income215,30015,8448,82512,515252,484
Provision for credit losses19,998(3,346)18441717,253
Noninterest income40,56932,1517941873,532
Noninterest expense
Salaries and employee benefits66,66821,4934682,86591,494
Occupancy and equipment11,82368574012,555

Item 1. Financial Statements.

FAQ

What is Ameris Bancorp's premium  finance  division — interest expense?
Ameris Bancorp (ABCB) reported premium  finance  division — interest expense of $18.19M in Q2 2026.
How has Ameris Bancorp's premium  finance  division — interest expense changed year-over-year?
Ameris Bancorp's premium  finance  division — interest expense increased by 2.7% year-over-year, from $17.71M to $18.19M.
What is the long-term trend for Ameris Bancorp's premium  finance  division — interest expense?
Over 4 years (2021 to 2025), Ameris Bancorp's premium  finance  division — interest expense has grown at a 160.6% compound annual growth rate (CAGR), from $1.55M to $71.31M.
What does premium  finance  division — interest expense mean?
This metric captures the interest costs incurred by the premium finance division to fund its lending activities. It reflects the cost of capital allocated to support the segment's loan portfolio. Tracking this expense is essential for evaluating the net interest margin and overall funding efficiency of the division.

Ask your AI about Ameris Bancorp's premium  finance  division — interest expense.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude