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Ameris Bancorp ABCB Warehouse Lending — Interest Expense

Other segment segments

Banking Division
$40.89M-16.7%
Retail Mortgage
$38.89M+7.8%
Premium  Finance  Division
$17.31M-0.8%

Similar metrics at other companies

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RITMOrigination and Servicing — Interest expense and warehouse line fees
$215.8M-26.3%
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RITMCommercial Real Estate — Interest expense and warehouse line fees
$58.46M
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RITMResidential Transitional Lending — Interest expense and warehouse line fees
$35.66M+12.5%
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RITMInvestment Portfolio — Interest expense and warehouse line fees
$76.56M+28.4%
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RITMAsset management — Interest expense and warehouse line fees
$6.17M-56.2%
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RITMCorporate Category — Interest expense and warehouse line fees
$38.02M+83.8%

Other financials

Income statement

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Revenue$314.4M+10.0%
Net income$110.5M+25.7%
EPS (diluted)$1.63+28.3%

Balance sheet

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Cash & equivalents$1.3B+2.9%
Total debt$50.7M-5.1%
Total equity$4.1B+6.8%
Total assets$28.1B+6.0%

Cash flow

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Operating cash flow$257.1M+120%
CapEx$7.7M+188%
Free cash flow$249.4M+118%

Valuation

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Market cap$5.89B+33.1%
P/E13.6×+1.7×
P/S4.8×+1.0×

Profitability

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Net margin35.2%+3.1pp
FCF margin40.8%+20.2pp

Returns & leverage

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Return on equity11%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The official record: Ameris Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ameris Bancorp's warehouse lending — interest expense?
Ameris Bancorp (ABCB) reported warehouse lending — interest expense of $10.25M in Q1 2026.
How has Ameris Bancorp's warehouse lending — interest expense changed year-over-year?
Ameris Bancorp's warehouse lending — interest expense increased by 10.2% year-over-year, from $9.3M to $10.25M.
What is the long-term trend for Ameris Bancorp's warehouse lending — interest expense?
Over 4 years (2021 to 2025), Ameris Bancorp's warehouse lending — interest expense has grown at a 135.8% compound annual growth rate (CAGR), from $1.38M to $42.78M.
What does warehouse lending — interest expense mean?
This represents the total interest costs incurred by the warehouse lending segment to fund its lending operations. It reflects the cost of capital used to support the segment's loan portfolio, including interest paid on deposits or borrowings allocated to this business line. Monitoring this helps assess the segment's cost of funds and overall interest margin efficiency.