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Ameris Bancorp ABCB Banking Division — Interest Expense

Other segment segments

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Other financials

Income statement

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Revenue$314.4M+10.0%
Net income$110.5M+25.7%
EPS (diluted)$1.63+28.3%

Balance sheet

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Cash & equivalents$1.3B+2.9%
Total debt$50.7M-5.1%
Total equity$4.1B+6.8%
Total assets$28.1B+6.0%

Cash flow

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Operating cash flow$257.1M+120%
CapEx$7.7M+188%
Free cash flow$249.4M+118%

Valuation

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Market cap$5.89B+33.1%
P/E13.6×+1.7×
P/S4.8×+1.0×

Profitability

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Net margin35.2%+3.1pp
FCF margin40.8%+20.2pp

Returns & leverage

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Return on equity11%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The official record: Ameris Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ameris Bancorp's banking division — interest expense?
Ameris Bancorp (ABCB) reported banking division — interest expense of $40.89M in Q1 2026.
How has Ameris Bancorp's banking division — interest expense changed year-over-year?
Ameris Bancorp's banking division — interest expense decreased by 16.7% year-over-year, from $49.11M to $40.89M.
What is the long-term trend for Ameris Bancorp's banking division — interest expense?
Over 3 years (2022 to 2025), Ameris Bancorp's banking division — interest expense has grown at a 145.6% compound annual growth rate (CAGR), from -$12.7M to $188.07M.
What does banking division — interest expense mean?
This metric measures the total cost incurred by the banking segment to fund its operations, primarily through interest paid on customer deposits and other borrowings. Monitoring this expense is critical for assessing the bank's cost of funds and its impact on net interest margin.