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Univest Financial Corporation UVSP Banking1 — Interest Expense

Other segment segments

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$0
Wealth Management
$0

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Other financials

Income statement

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Revenue$84.4M+4.1%
Net income$23.0M+14.9%
EPS (diluted)$0.82+18.8%

Balance sheet

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Cash & equivalents$195.3M+21.8%
Total debt$70.7M-48.2%
Total equity$954.3M+4.1%
Total assets$8.2B+3.3%

Cash flow

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Operating cash flow$24.0M+3.1%
CapEx$1.1M-20.7%
Free cash flow$22.9M+4.5%

Valuation

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Market cap$1.18B+42.9%
Enterprise value$1.06B+31.7%
P/E12×+1.7×
P/S3.5×+0.8×

Profitability

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Net margin29%+3.2pp
FCF margin31.2%-1.5pp

Returns & leverage

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Return on equity10.5%+1.5pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by Univest Financial Corporation in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The source filing: Univest Financial Corporation’s 10-Q, filed July 28, 2026.

Filed
Jul 28, 2026, 2:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000102212-26-000037
(Dollars in thousands)Three Months Ended / BankingThree Months Ended / Wealth ManagementThree Months Ended / InsuranceThree Months Ended / OtherThree Months Ended / Consolidated
Interest income$108,010$14$105$108,129
Interest expense40,1341,74741,881
Net interest income (expense)67,87614(1,642)66,248
Noninterest income4,3068,4065,3553918,106
Total revenue72,1828,4205,355(1,603)84,354
Provision for credit losses2,6722,672
Less: (1)
Salaries, benefits and commissions19,8064,5183,7175,16733,208

Item 1. Financial Statements (Unaudited)

FAQ

What is Univest Financial Corporation's banking1 — interest expense?
Univest Financial Corporation (UVSP) reported banking1 — interest expense of $40.13M in Q2 2026.
How has Univest Financial Corporation's banking1 — interest expense changed year-over-year?
Univest Financial Corporation's banking1 — interest expense decreased by 8.5% year-over-year, from $43.88M to $40.13M.
What does banking1 — interest expense mean?
This measures the total cost incurred by the banking segment to fund its operations through interest-bearing liabilities, including customer deposits, borrowings, and debt obligations. It reflects the bank's cost of funds and its sensitivity to interest rate changes. Managing this expense is critical for maintaining a competitive net interest margin.

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