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Cullen/Frost Bankers CFR Banking — Interest Expense

Other segment segments

Bank
$136.46M-17.6%
Non-Banks
$2.9M-6.7%
Frost Wealth Advisors
$84K-5.6%

Similar metrics at other companies

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EWBCCommercial Banking — Interest Expense
$23.65M+158%
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FRHCBanking — Interest Expense
$101.86M-0.9%
Raymond James Financial logo
RJFBank — Interest Expense
$455M+108%
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RJFBank — Interest Expense, Operating
$330M-13.8%
Valley National Bank logo
VLYConsumer Banking — Interest Expense
$62.49M-4.5%

Other financials

Income statement

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Revenue$574.8M+6.4%
Net income$171.0M+13.3%
EPS (diluted)$2.65+15.2%

Balance sheet

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Cash & equivalents$7.1B-9.0%
Total debt$296.4M
Total equity$4.5B+10.1%
Total assets$52.7B+1.4%

Cash flow

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Operating cash flow$237.3M+180%
CapEx$38.6M-5.7%
Free cash flow$198.7M+159%

Valuation

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Market cap$9.15B+7.3%
P/E13.7×-0.6×
P/S0.0×

Profitability

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Net margin29.5%+1.0pp
FCF margin3.5%

Returns & leverage

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Return on equity15.5%0.0pp
Debt / equity0.1×

Where this comes from

Reported directly by Cullen/Frost Bankers in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The official record: Cullen/Frost Bankers’s 10-K, filed February 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cullen/Frost Bankers's banking — interest expense?
Cullen/Frost Bankers (CFR) reported banking — interest expense of $167.97M in Q4 2025.
How has Cullen/Frost Bankers's banking — interest expense changed year-over-year?
Cullen/Frost Bankers's banking — interest expense decreased by 13.0% year-over-year, from $193.02M to $167.97M.
What is the long-term trend for Cullen/Frost Bankers's banking — interest expense?
Over 2 years (2023 to 2025), Cullen/Frost Bankers's banking — interest expense has grown at a 1.9% compound annual growth rate (CAGR), from $647.22M to $671.87M.
What does banking — interest expense mean?
The total interest paid by the bank on its deposits and other borrowed funds.
How do you interpret banking — interest expense?
An increase suggests rising interest rates or a shift toward more expensive funding sources, while a decrease indicates lower funding costs.
How does banking — interest expense compare across companies?
Standard across all commercial banks as 'Interest Expense' on the income statement.