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Cullen/Frost Bankers CFR Bank — Interest Expense

Other segment segments

Banking
$671.87M-13.0%
Non-Banks
$2.9M-6.7%
Frost Wealth Advisors
$84K-5.6%

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$18.47M+10.9%

Other financials

Income statement

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Revenue$574.8M+6.4%
Net income$171.0M+13.3%
EPS (diluted)$2.65+15.2%

Balance sheet

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Cash & equivalents$7.1B-9.0%
Total debt$296.4M
Total equity$4.5B+10.1%
Total assets$52.7B+1.4%

Cash flow

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Operating cash flow$237.3M+180%
CapEx$38.6M-5.7%
Free cash flow$198.7M+159%

Valuation

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Market cap$10.32B+29.8%
P/E15.4×+2.4×
P/S4.6×+0.8×

Profitability

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Net margin29.5%+1.0pp
FCF margin3.5%

Returns & leverage

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Return on equity15.5%0.0pp
Debt / equity0.1×

Where this comes from

Reported directly by Cullen/Frost Bankers in its filing.

Tagged under the XBRL concept us-gaap:InterestExpense.

The source filing: Cullen/Frost Bankers’s 10-Q, filed April 30, 2026.

Filed
Apr 30, 2026, 5:18 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000039263-26-000035
Three months ended: / March 31, 2026BankingFrost Wealth AdvisorsNon-BanksConsolidated
Interest income$576,332$1,635$577,967
Interest expense136,462842,899139,445
Net interest income (expense)439,8701,551(2,899)438,522
Credit loss expense6,7456,745
Net interest income after credit loss expense433,1251,551(2,899)431,777
Non-interest income:
Trust and investment management fees48,132(175)47,957
Service charges on deposit accounts32,152532,157

Item 1. Financial Statements (Unaudited)

FAQ

What is Cullen/Frost Bankers's bank — interest expense?
Cullen/Frost Bankers (CFR) reported bank — interest expense of $136.46M in Q1 2026.
How has Cullen/Frost Bankers's bank — interest expense changed year-over-year?
Cullen/Frost Bankers's bank — interest expense decreased by 17.6% year-over-year, from $165.7M to $136.46M.
What is the long-term trend for Cullen/Frost Bankers's bank — interest expense?
Over 2 years (2022 to 2024), Cullen/Frost Bankers's bank — interest expense has grown at a 110.7% compound annual growth rate (CAGR), from $175.48M to $779.01M.
What does bank — interest expense mean?
This represents the total interest paid on deposits, borrowings, and other interest-bearing liabilities within the banking segment. It reflects the cost of funding the bank's operations and is a critical component of the net interest margin calculation.

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