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Freedom Holding FRHC Bank — Interest Expense

Other segment segments

Other
$27.65M+118%
Brokerage
$9.04M-41.6%
Insurance
$1.44M-59.4%

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Other financials

Income statement

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Revenue$503.1M+68.6%
Gross profit$477.9M+67.1%
Net income$8.0M
EPS (diluted)$0.13

Balance sheet

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Cash & equivalents$966.1M-41.3%
Total debt$48.8M+20.5%
Total equity$1.5B+21.6%
Total assets$13.2B+32.7%

Cash flow

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Operating cash flow$717.8M
CapEx$23.0M-15.8%
Free cash flow-$1.6B-220%

Valuation

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Market cap$9.52B-18.2%
Enterprise value$8.6B-14.1%
P/E62.1×
P/S4.3×-1.2×

Profitability

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Gross margin96.4%-2.1pp
Operating margin-28%
Net margin7%
FCF margin-0.6%

Returns & leverage

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Return on equity11.3%
Debt / equity0.0×
Current ratio

Where this comes from

Reported directly by Freedom Holding in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseOperating.

The source filing: Freedom Holding’s 10-K, filed June 1, 2026.

Filed
Jun 1, 2026, 4:21 PM EDT
Fiscal year
FY2026
Accession
0000924805-26-000012
Line itemYears ended March 31,Years ended March 31,Years ended March 31,Years ended March 31,Years ended March 31,Years ended March 31,
TOTAL REVENUE, NET2,191,2912,004,1551,647,256
Expense:
Fee and commission expense218,565346,502154,716
Interest expense489,036535,895501,111
Insurance claims and policyholder benefits, net of reinsurance259,309260,488117,273
Payroll and bonuses426,471287,347180,283
Professional services46,25828,92434,238
Stock compensation expense68,04759,59222,719

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Freedom Holding's bank — interest expense?
Freedom Holding (FRHC) reported bank — interest expense of $107.32M in Q1 2026.
How has Freedom Holding's bank — interest expense changed year-over-year?
Freedom Holding's bank — interest expense increased by 4.5% year-over-year, from $102.7M to $107.32M.
What is the long-term trend for Freedom Holding's bank — interest expense?
Over 3 years (2023 to 2026), Freedom Holding's bank — interest expense has grown at a 38.7% compound annual growth rate (CAGR), from $130.69M to $348.6M.
What does bank — interest expense mean?
The total interest paid by the banking segment on deposits, borrowings, and other debt obligations. This represents the cost of funding the bank's operations and lending activities.

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